431 NE McCartney Dr, Bend, OR 97701 Property Records

Deschutes County property record for 431 NE McCartney Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Nov 2023)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171234-CC-06100`

Property Details

APN / Parcel Number

Primary APN	`171234-CC-06100`
Alternative APNs	`R1001171234CC06100` `105959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,632 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	484 sqft

Exterior Amenities

Deck Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105959
Street Address	431 NE MCCARTNEY DR
City	BEND
State	OR
Zip	97701-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	EASTSIDE FIFTH ADDITION BLOCK 10 LOT 6
Legal Range	12
Legal Township	17
Legal Section	34
Legal Subdivision	EASTSIDE FIFTH ADDITION
Legal Block	10
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2000
Census Tract	1802

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 NW 73RD ST, SEATTLE, WA 98117-4953
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	202327367
Prior Transfer Date	Dec 13, 2016
Prior Transfer Doc	0000051693
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 1, 2023
Property Address	431 NE MCCARTNEY DR, BEND, OR 97701-5060
Document Number	0000027367
Map Reference	CAB A PG 579
Instrument Date	Oct 27, 2023
Instrument	2023-27367
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	722 NW 73RD ST, SEATTLE, WA 98117-4953

Mortgage

Document Number	0000027368
Date	Nov 1, 2023
Instrument	2023-27368

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	431 NE MCCARTNEY DR, BEND, OR 97701-5060
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 NE MCCARTNEY DR BEND OR 977015060, BEND, OR 97701-5060

Mortgage

Document Number	5561
Date	Feb 7, 2020
Instrument	5561

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00 (+3.94%)	$201,700 (+3%)	$597,630 (+1.3%) Land $205,360 Building $392,270
2024	$3,278.00 (+7.86%)	$195,830 (+3%)	$589,940 (-4.19%) Land $205,360 Building $384,580
2023	$3,039.00	$190,130	$615,750 Land $215,140 Building $400,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Lightspeed Networks, T-Mobile, Verizon, Webformix.

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