431 N Pine St, Vermillion, SD 57069 Property Records

Clay County property record for 431 N Pine St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,705 sqft · built 1950
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (May 2021)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15060-01300-210-00`

Property Details

APN / Parcel Number

Primary APN	`15060-01300-210-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	3,410 sqft
1st Floor Area	1,165 sqft
Basement Area	1,165 sqft
Unfinished Basement	1,165 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 N PINE ST
City	VERMILLION
State	SD
Zip	57069-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 & S 1/2 OF LOT 21 BLK 13 BIGELOWS UNIVERSITY
Legal Subdivision	BIGELOWS UNIVERSTIY ADDITION
Legal Block	13
Legal Lot Number	20,21
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	5
Census Block	5003
Census Tract	965900

Owner

431 N Pine St is owned and occupied by an individual who bought it in May 2021.

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	431 N PINE ST, VERMILLION, SD 57069-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Deed Document Number	2021145423
Deed Book / Page	82 / 175
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	May 26, 2021
Property Address	431 N PINE ST, VERMILLION, SD 57069-2419
Document Number	D82/175
Book / Page	D82 / 175
Instrument Date	May 24, 2021
Instrument	145423
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 S MICKELSON AVE, 511, VERMILLION, SD 57069-3476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N PINE ST, VERMILLION, SD 57069-2419

Mortgage

Document Number	145424
Date	May 26, 2021
Instrument	145424

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 431 N Pine St was $2,647.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,647.00	$146,084 Land $19,998 Building $126,086
2023	$2,428.00 (+9.91%)	$115,157 Land $16,533 Building $98,624
2022	$2,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 N Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 N Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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