431 N Matlock St, Mesa, AZ 85203 Property Records

Maricopa County property record for 431 N Matlock St, Mesa, AZ 85203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,178 sqft · built 2022
Lot Size	0.192 acres (8,376 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`137-05-034-D`

Property Details

APN / Parcel Number

Primary APN	`137-05-034-D`
Alternative APN	`13705034D3`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	2,178 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	8,376 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	431 N MATLOCK ST
City	MESA
State	AZ
Zip	85203-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM4
Legal Description	MINOR LAND DIVISION MCR 1485-28
Legal Range	5E
Legal Township	1N
Legal Section	14
Legal Subdivision	MINOR LAND DIVISION
Legal Lot Number	A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	420902

Owner

431 N Matlock St is owned by two individuals who acquired it in February 2024.

Source: Maricopa County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 N MATLOCK ST, MESA, AZ 85203-7221
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 21, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage RON SWANSON HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000086427
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	431 N MATLOCK ST, MESA, AZ 85203-7221
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N MATLOCK ST, MESA, AZ 85203-7221

Mortgage

Document Number	0000862498
Date	Nov 29, 2022
Instrument	20220862498

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	431 N MATLOCK ST, MESA, AZ 85203-7221
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000065844
Date	Feb 8, 2024
Instrument	20240065844

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 21, 2024
Property Address	431 N MATLOCK ST, MESA, AZ 85203-7221
Document Number	0000086427
Instrument Date	Feb 16, 2024
Instrument	20240086427
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 N MATLOCK ST, MESA, AZ 85203-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 N MATLOCK ST, MESA, AZ 85203-7221

Mortgage

Document Number	0000086428
Date	Feb 21, 2024
Instrument	20240086428

Lender

Name	RON SWANSON HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 N Matlock St was $2,506.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,850 (+84.4%)	$468,500 (+1.78%) Land $93,700 Building $374,800
2025	$2,506.00	$25,407 (-47.95%)	$460,300 (-5.7%) Land $92,000 Building $368,300
2024		$48,810	$488,100 Land $97,600 Building $390,500
2023	$2,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 N Matlock St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 N Matlock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GeoLinks, Google Fiber, T-Mobile.

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