431 N Main St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 431 N Main St, Wallingford, CT 06492

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,379 sqft · built 1880
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$150,000 (May 2018)
Tax Bill$10,661 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNWALL M:105 L:321

Property Details

APN / Parcel Number

Primary APNWALL M:105 L:321
Alternative APN
  • M0239725

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,379 sqft Living Area
Gross Area6,410 sqft
1st Floor Area1,408 sqft
AtticAttic
Attic Area1,408 sqft
Basement Area1,408 sqft
Unfinished Basement1,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberM0239725
Street Address431 N MAIN ST
CityWALLINGFORD
StateCT
Zip06492-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR11
Legal Lot Number321
JurisdictionWALLINGFORD CT
Township / Civil DivisionWALLINGFORD
Census Block Group2
Census Block2013
Census Tract175100

Owner

Source: Wallingford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address431 N MAIN ST, WALLINGFORD, CT 06492-3212
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Line of Credit
LIBERTY BANK
Jan 5, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FD COMMUNITY FEDERAL CREDIT UNION
Jan 8, 2019Quit Claim Deed, Mortgage · Line of Credit
LIBERTY BK
Feb 22, 2018Deed of Trust, Mortgage · Line of Credit
LIBERTY BK/WA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleAug 11, 1999 · Amount on Record
Deed Book / Page1584 / 149
Transfer Doc1597-510
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALLINGFORD CT
Property Address431 N MAIN ST, WALLINGFORD, CT 06492-3212
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001754-664
DateFeb 3, 2026
Book Page1754/664
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALLINGFORD CT
Property Address431 N MAIN ST, WALLINGFORD, CT 06492-3212
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01717-1051
DateJan 5, 2024
Book Page1717/1051
Lender
NameFD COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueFeb 1, 2048

January 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWALLINGFORD CT
Recording DateJan 8, 2019
Property Address431 N MAIN ST, WALLINGFORD, CT 06492-3212
Document Number1597-510
Book / Page001597 / 000510
Instrument DateJan 8, 2019
Transaction TypeMortgage
Record UpdatedJan 30, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address431 N MAIN ST WALLINGFORD CT 064923212, WALLINGFORD, CT 06492-3212

Mortgage

Document Number1597-511
DateJan 8, 2019
Book Page001597/000511
Lender
NameLIBERTY BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 7, 2034
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALLINGFORD CT
Property Address431 N MAIN ST, WALLINGFORD, CT 06492-3212
Document Number1579-1044
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 N MAIN ST WALLINGFORD CT 064923212, WALLINGFORD, CT 06492-3212

Mortgage

Document Number1579-1044
DateFeb 22, 2018
Book Page001579/001044
Lender
NameLIBERTY BK/WA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWallingford Town
Unified School DistrictWallingford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,661.00 (+1.86%)$433,900 (-) Land $98,400 Building $335,500$490,504 (+61.49%)
2025$10,466.00$433,900 (+60.35%) Land $98,400 Building $335,500$303,730 Land $68,880 Building $234,850
2024$10,466.00 (+31.83%)
2023$7,939.00$270,600 Land $86,800 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALLINGFORD WATER DEPARTMENT
serves 37,267 people · EPA ID CT1480011
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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