431 N Main St, Borger, TX 79007 Property Records

Hutchinson County property record for 431 N Main St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	1 ba · 14,648 sqft · built 2002
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on Record
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2018 Mortgage
APN	`01920-00045-00100-199800`

Property Details

APN / Parcel Number

Primary APN	`01920-00045-00100-199800`
Alternative APN	`98057`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	14,648 sqft Living Area

Exterior

Year Built	Built 2002
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Account Number	01920-00045-00100-199800
Old Parcel Number	019200004500100199800
Street Address	431 N MAIN ST
City	BORGER
State	TX
Zip	79007-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-2 BLK 45 OTB
Legal Subdivision	OTB
Legal Block	45
Legal Lot Number	1
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	2
Census Block	2060
Census Tract	950700

Owner

Source: Hutchinson County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 N MAIN ST, BORGER, TX 79007-4119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Vendor's Lien, Transfer · Line of Credit FIRSTBANK SOUTHWEST
May 16, 2018	Warranty Deed, Transfer · Commercial Mortgage AMARILLO NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022
Deed Sale	Apr 25, 2022
Prior Sale	May 16, 2018
Deed Document Number	002282/300
Deed Book / Page	2282 / 300
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Apr 25, 2022
Property Address	431 N MAIN ST, BORGER, TX 79007-4119
Document Number	002282/300
Book / Page	2282 / 300
Map Reference	VOL 29 PG 383
Instrument Date	Apr 22, 2022
Instrument	381701
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 CORONADO ST, 338, FRITCH, TX 79036-8162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N MAIN ST, BORGER, TX 79007-4119

Mortgage

Document Number	0000381702
Date	Apr 25, 2022
Instrument	381702

Lender

Name	FIRSTBANK SOUTHWEST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUTCHINSON TX
Recording Date	May 16, 2018
Property Address	431 N MAIN ST, BORGER, TX 79007-4119
Document Number	002042/031
Book / Page	2042 / 031
Map Reference	VOL 29 PG 383
Instrument Date	May 15, 2018
Instrument	00367789
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER LAWYERS LAND TITLE S

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N MAIN ST, 431, BORGER, TX 79007-4119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N CORNELL AVE, FRITCH, TX 79036-8779

Mortgage

Document Number	0000367790
Date	May 16, 2018
Instrument	00367790

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2023

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,238.00 (-52.71%) Homeowner's exemption	$121,390 (-) Land $10,000 Building $111,390	$121,390 (-) Land $10,000 Building $111,390
2023		$121,390 Land $10,000 Building $111,390	$121,390 Land $10,000 Building $111,390
2022	$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Pathwayz.

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