431 N Cherry St, Kenton, OH 43326 Property Records

Hardin County property record for 431 N Cherry St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,370 sqft
Lot Size	0.187 acres (8,184 sqft)
Owner	2 Individual Names on File
Last Sale	$143,500 (Mar 2024)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-610061.0000`

Property Details

APN / Parcel Number

Primary APN	`36-610061.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,370 sqft Living Area
1st Floor Area	1,454 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,184 sqft (0.187 acres)
Lot Dimensions	132 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	431 N CHERRY ST
City	KENTON
State	OH
Zip	43326-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E JENNINGS 52
Legal Subdivision	E JENNINGS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

431 N Cherry St is owned and occupied by two individuals who bought it in March 2024.

Source: Hardin County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 N CHERRY ST, KENTON, OH 43326-1345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Survivorship Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO
Jun 16, 2023	Quit Claim Deed, Transfer · Line of Credit FIRST FEDERAL COMMUNITY BANK OF BUC
Dec 3, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	2024757
Deed Book / Page	570 / 2361
Prior Transfer Date	May 18, 2023
Prior Transfer Doc	00568/1112
Record Updated	Oct 29, 2026

March 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Mar 25, 2024
Property Address	431 N CHERRY ST, KENTON, OH 43326-1345
Document Number	00570/2361
Book / Page	570 / 2361
Instrument Date	Mar 25, 2024
Instrument	2024000757
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 N CHERRY ST, KENTON, OH 43326-1345

Mortgage

Document Number	2024000758
Date	Mar 25, 2024
Instrument	2024000758

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	00570/2364
Date	Mar 25, 2024
Book Page	570/2364
Instrument	2024000758

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 16, 2023
Property Address	431 N CHERRY ST, KENTON, OH 43326-1345
Document Number	00568/1112
Book / Page	568 / 1112
Instrument Date	May 18, 2023
Instrument	2023001605
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 S SANDUSKY AVE, BUCYRUS, OH 44820-2220

Mortgage

Document Number	2023001606
Date	Jun 16, 2023
Instrument	2023001606

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 3, 2020
Property Address	431 N CHERRY ST, KENTON, OH 43326-1345
Document Number	00558/4758
Book / Page	558 / 4758
Instrument Date	Dec 2, 2020
Instrument	202000004248
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	431 N CHERRY ST, KENTON, OH 43326-1345

Mortgage

Document Number	202000004249
Date	Dec 3, 2020
Instrument	202000004249

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 431 N Cherry St was $1,582, down 2.5% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (-2.47%)	$36,740 (-) Land $2,860 Building $33,880
2024	$1,622.00 (+7.42%)	$36,740 (-) Land $2,860 Building $33,880
2023	$1,510.00 (+0.8%) Homeowner's exemption	$36,740 (+13.96%) Land $2,860 Building $33,880	$104,970 Land $8,170 Building $96,800
2022	$1,498.00 Homeowner's exemption	$32,240 Land $2,140 Building $30,100
2020			$92,110 Land $6,110 Building $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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