San Diego County property record for 431 N Cedros Ave, Solana Beach, CA 92075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,667 sqft · built 2005 |
| Lot Size | 0.69 acres (2,998 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,750,000 (Jul 2024) |
| Tax Bill | $30,025 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 263-062-40-00 |
| Primary APN | 263-062-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,667 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 2,998 sqft (0.69 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 431 N CEDROS AVE |
|---|---|
| City | SOLANA BEACH |
| State | CA |
| Zip | 92075-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MHRc |
| Legal Description | LOT 9 TR 014727 |
| Legal Subdivision | NORTH CEDROS PUD |
| Legal Tract | 014727 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 17303 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1011 SANTA QUETA, SOLANA BEACH, CA 92075-1528 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 2, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 2024186739 |
| Prior Transfer Date | Feb 13, 2020 |
| Prior Transfer Doc | 0000079196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000316390 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025-0316390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000069924 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024-0069924 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000580295 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0580295 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000664555 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0664555 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 18, 2020 |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000079196 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 79196 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 431 N CEDROS AVE SOLANA BEACH CA 920754204, SOLANA BEACH, CA 92075-4204 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 2, 2019 |
| Property Address | 431 N CEDROS AVE, SOLANA BEACH, CA 92075-4204 |
| Document Number | 0000323257 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 323257 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,699.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 N CEDROS AVE SOLANA BEACH CA 920754204, SOLANA BEACH, CA 92075-4204 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Solana Beach City |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,805,000 (+2%) Land $2,040,000 Building $765,000 | |
| 2025 | $30,025.00 (+66.35%) | $2,750,000 (+69.33%) Land $2,000,000 Building $750,000 |
| 2023 | $18,049.00 (+1.54%) | $1,624,069 Land $946,060 Building $678,009 |
| 2022 | $17,775.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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