Delta County property record for 431 N Bluff Dr, Gladstone, MI 49837
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2020) |
| Tax Bill | $3,528 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-460-007-00 |
| Primary APN | 052-460-007-00 |
|---|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|
| Street Address | 431 N BLUFF DR |
|---|---|
| City | GLADSTONE |
| State | MI |
| Zip | 49837-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . LOTS 7 & 8 NORTHERN OAKS SUBDIVISION |
| Legal Subdivision | NORTHERN OAKS SUBDIVISION |
| Legal Lot Number | 7-8 |
| Jurisdiction | DELTA MI |
| Township / Civil Division | GLADSTONE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970600 |
431 N Bluff Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Delta County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 N BLUFF DR, GLADSTONE, MI 49837-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Sep 1, 2002 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 431 N Bluff Dr was $3,528 with a homeowner's exemption.
Source: Delta County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Delta County |
| Municipality | Gladstone City |
| Unified School District | Gladstone Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,000 | $258,000 | |
| 2025 | $3,528.00 | ||
| 2023 | $87,700 | $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 N Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 N Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Highline Internet.
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