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431 N Bailey St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 431 N Bailey St, Cheboygan, MI 49721 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$146,900 (2023)
Tax Bill$2,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-P39-007-003-00

Exterior

Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address431 N BAILEY ST
CityCHEBOYGAN
StateMI
Zip49721-1575
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 3, BLK 7. (SEC 31, T38N,R1W)
Legal Range01W
Legal Township003
Legal Section31
Legal SubdivisionSUPRVRS JM PENNELLS 1ST ADD
Legal Lot Number3
JurisdictionCHEBOYGAN MI
Minor Civil DivisionCHEBOYGAN
Census Blockgroup2
Census Block2033
Census Tract960200

Owner

Source: Cheboygan County records · APN 054-P39-007-003-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER
Nov 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Sep 12, 2022Warranty Deed, Transfer
Jan 24, 2022Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Prior SaleSep 12, 2022 · Amount on Record
Deed Book / Page1517 / 940
Prior Transfer DateJan 20, 2022
Prior Transfer Doc001473/736
Record RefreshedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 12, 2023
Property Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number001517/940
Book / Page1517 / 940
Instrument DateOct 10, 2023
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$12.64
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575

Mortgage

Document Number0001517942
DateOct 12, 2023
Instrument1517/942
Lender
NameMORTGAGE RESEARCH CENTER
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term351 Months
DueJan 01, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575

Mortgage

Document Number0000001497/0000000477
DateNov 16, 2022
Book Page0000001497/0000000477
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateSep 12, 2022
Property Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number001492/860
Book / Page1492 / 860
Instrument DateSep 08, 2022
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateJan 24, 2022
Property Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575
Document Number001473/736
Book / Page1473 / 736
Instrument DateJan 20, 2022
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 N BAILEY ST, CHEBOYGAN, MI 49721-1575

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$81,300 (+19.73%)$162,600 (+19.73%)
2025$2,398.00 (+1.27%) Homeowner's exemption$67,900 (+39.43%)$135,800 (+39.43%)
2024$2,368.00 (+86.46%)
2023$48,700$97,400
2022$1,270.00

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