431 N 98th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 431 N 98th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1960
Lot Size	0.304 acres (13,220 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 2026)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Foreclosure + 4 more
Flood Zone	Zone X (moderate risk)
APN	`220-24-044`

Property Details

APN / Parcel Number

Primary APN	`220-24-044`
Alternative APN	`220240446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	1,979 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	13,220 sqft (0.304 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	7 Parking Spaces
Porch	Covered Slab
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 N 98TH ST
City	MESA
State	AZ
Zip	85207-7109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR 3 MCR 76/04
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR 3
Legal Block	2
Legal Lot Number	8
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3017
Census Tract	420111

Owner

Source: Maricopa County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	665 N DELMAR, MESA, AZ 85203-6535
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COPIA LENDING LLC
Jan 23, 2026	Trustee's Deed, Foreclosure
May 31, 2022	Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP
May 27, 2022	Warranty Deed, Transfer DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
May 27, 2022	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Jul 8, 2021	Warranty Deed, Construction Loan · Construction Mortgage QUICK SOURCE CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Jan 23, 2026 · Amount on File
Deed Document Number	2026225233
Prior Transfer Date	May 30, 2007
Prior Transfer Doc	0000634531
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2026
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Document Number	0000225233
Instrument Date	Apr 6, 2026
Instrument	2026225233
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	AVENEL TITLE, AVENUE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	665 N DELMAR, MESA, AZ 85203-6535

Mortgage

Document Number	0000225234,
Date	Apr 15, 2026
Instrument	2026225234

Lender

Name	COPIA LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2026
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Document Number	0000040885
Map Reference	MB 76 PG 4
Instrument Date	Jan 22, 2026
Instrument	20260040885
Transaction Type	Foreclosure
Record Updated	Feb 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL STE 300, 300, GREENVILLE, SC 29601-2138

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 98TH ST, MESA, AZ 85207-7109

Mortgage

Document Number	0000462833
Date	May 31, 2022
Instrument	20220462833

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2022
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Document Number	0000456383
Map Reference	MB 76 PG 4
Instrument Date	May 25, 2022
Instrument	20220456383
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	431 N 98TH ST, MESA, AZ 85207-7109

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2022
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Document Number	0000456382
Map Reference	MB 76 PG 4
Instrument Date	May 25, 2022
Instrument	20220456382
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 N 98TH ST, 431, MESA, AZ 85207-7109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	431 N 98TH ST, MESA, AZ 85207-7109

Mortgage

Document Number	0000462833
Date	May 31, 2022
Instrument	20220462833

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2021
Property Address	431 N 98TH ST, MESA, AZ 85207-7109
Document Number	0000743251
Map Reference	MB 76 PG 4
Instrument Date	Jun 29, 2021
Instrument	20210743251
Transaction Type	Construction Loan
Record Updated	Jul 19, 2021
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 W MOUNTAIN SKY AVE, 339, PHOENIX, AZ 85045-0416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11302 W ROSEWOOD DR, AVONDALE, AZ 85392-3417

Mortgage

Document Number	0000743252
Date	Jul 8, 2021
Instrument	20210743252

Lender

Name	QUICK SOURCE CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,110 (+86.86%)	$401,100 (+15.39%) Land $80,200 Building $320,900
2025	$1,605.00 (-1.89%)	$21,465 (-46.74%)	$347,600 (-13.75%) Land $69,500 Building $278,100
2024		$40,300	$403,000 Land $80,600 Building $322,400
2023	$1,636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

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