431 N 900 E, American Fork, UT 84003 Property Records

Utah County property record for 431 N 900 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,215 sqft · built 1969
Lot Size	0.417 acres (18,141 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`12-070-0036`

Property Details

APN / Parcel Number

Primary APN	`12-070-0036`
Alternative APN	`016828`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	18,141 sqft (0.417 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Slab
Porch Area	176 sqft
Patio Area	160 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	016828
Street Address	431 N 900 E
City	AMERICAN FORK
State	UT
Zip	84003-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 312.77 FT & W 38.12 FT FR E 1/4 COR. SEC. 13, T5S, R1E, SLB&M.; S 108.07 FT; W 180.88 FT; N 100.28 FT; E 177.63 FT TO BEG. AREA 0.416 AC.
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UTAH COMMUNITY FCU
Jun 17, 2020	Loan Modification, Mortgage UTAH CMNTY FCU
Apr 15, 2019	Quit Claim Deed, Transfer MERIDIAN TITLE
Apr 12, 2019	Warranty Deed, Transfer TRULY TITLE INC UTAH
Apr 18, 2018	Quit Claim Deed, Transfer EAGLE GATE TITLE INSURANCE AGENCY
Apr 18, 2018	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	202340894
Prior Transfer Date	Jan 7, 2023
Prior Transfer Doc	0000040894
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145481
Date	Aug 20, 2021
Instrument	145481:2021

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Aug 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116756
Date	Jun 30, 2021
Instrument	116756:2021

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048721
Date	Apr 15, 2020
Instrument	48721:2020

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	COTTONWOOD TTL INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090283
Date	Jun 29, 2020
Instrument	90283:2020

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000090285
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 900 E AMERICAN FORK UT 840031985, AMERICAN FORK, UT 84003-1985

Mortgage

Document Number	0000090285
Date	Jun 29, 2020
Instrument	90285

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 15, 2019
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000030971
Instrument Date	Apr 11, 2019
Instrument	30971
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	431 N 900 E AMERICAN FORK UT 840031985, AMERICAN FORK, UT 84003-1985

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2019
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000030804
Instrument Date	Apr 10, 2019
Instrument	030804:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 900 E, AMERICAN FORK, UT 84003-1985

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Apr 18, 2018
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000035920
Instrument Date	Apr 12, 2018
Instrument	35920
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	EAGLE GATE TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	431 N 900 E AMERICAN FORK UT 840031985, AMERICAN FORK, UT 84003-1985

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 18, 2018
Property Address	431 N 900 E, AMERICAN FORK, UT 84003-1985
Document Number	0000035918
Instrument Date	Apr 12, 2018
Instrument	035918:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	EAGLE GATE TITLE INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 900 E, AMERICAN FORK, UT 84003-1985

Mortgage

Document Number	0000035919
Date	Apr 18, 2018
Instrument	035919:2018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,265 (-42.26%)	$502,300 (+4.97%) Land $225,200 Building $277,100
2025	$2,299.00	$478,500 (+86.46%) Land $225,200 Building $253,300	$478,500 (+2.55%) Land $225,200 Building $253,300
2024	$2,299.00 (+5.56%)
2023	$2,178.00 (-4.47%)	$256,630	$466,600 Land $214,400 Building $252,200
2022	$2,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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