431 N 700 W, Smithfield, UT 84335 Property Records

Cache County property record for 431 N 700 W, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 2021
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-214-0097`

Property Details

APN / Parcel Number

Primary APN	`08-214-0097`

Interior

Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Street Address	431 N 700 W
City	SMITHFIELD
State	UT
Zip	84335-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 97 FOX MEADOWS SUBDIVISION PHASE 4 CONT 0.24 AC
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1036
Census Tract	201

Owner

431 N 700 W is owned and occupied by an individual who acquired it in April 2022.

Source: Cache County records, as of November 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	431 N 700 W, SMITHFIELD, UT 84335-4756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage ALTABANK
Apr 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GOLDENWEST FCU
Nov 30, 2021	Warranty Deed, Transfer CACHE TITLE LOGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022
Deed Sale	Apr 29, 2022
Prior Sale	Nov 30, 2021
Deed Document Number	1318605
Deed Book / Page	2336 / 230
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	431 N 700 W, SMITHFIELD, UT 84335-4756
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N 101, 101, LOGAN, UT 84341-3090

Mortgage

Document Number	002294/202
Date	Oct 19, 2021
Book Page	2294/202
Instrument	1302187

Lender

Name	ALTABANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 5, 2022

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Apr 29, 2022
Property Address	431 N 700 W, SMITHFIELD, UT 84335-4756
Document Number	002336/230
Book / Page	2336 / 230
Map Reference	DOC 1275545
Instrument Date	Apr 28, 2022
Instrument	1318605
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 N 700 W, SMITHFIELD, UT 84335-4756

Mortgage

Document Number	0001318606
Date	Apr 29, 2022
Instrument	1318606

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Nov 30, 2021
Property Address	431 N 700 W, SMITHFIELD, UT 84335-4756
Document Number	002304/543
Book / Page	2304 / 543
Map Reference	DOC 1275545
Instrument Date	Oct 15, 2021
Instrument	1305945
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E 2500 N STE 101, 101, NORTH LOGAN, UT 84341-3090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 431 N 700 W was $2,071.

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00	$277,295	$504,175 Land $144,000 Building $360,175
2023	$2,321.00	$275,715	$501,300 Land $110,000 Building $391,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 N 700 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 N 700 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber, Rise Broadband, T-Mobile.

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