431 N 2nd Ave, Sterling, CO 80751 Property Records

Logan County property record for 431 N 2nd Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1920
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2021)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`38052529315001`

Property Details

APN / Parcel Number

Primary APN	`38052529315001`
Alternative APN	`3468000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Heated Area
1st Floor Area	1,056 sqft
Basement Area	880 sqft
Finished Basement	880 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	190 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3468000
Street Address	431 N 2ND AVE
City	STERLING
State	CO
Zip	80751-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 4 PARK 1ST ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PARK 1ST ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2018
Census Tract	966102

Owner

431 N 2nd Ave is owned and occupied by an individual who bought it in July 2021.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	431 N 2ND AVE, STERLING, CO 80751-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Deed Document Number	2021756502
Deed Book / Page	1044 / 690
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	0000680026
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 29, 2021
Property Address	431 N 2ND AVE, STERLING, CO 80751-3103
Document Number	0000756502
Book / Page	1044 / 690
Instrument Date	Jul 28, 2021
Instrument	756502
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 N 2ND AVE, STERLING, CO 80751-3103

Mortgage

Document Number	0000756503
Date	Jul 29, 2021
Instrument	756503

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000756504
Date	Jul 29, 2021
Book Page	1044/692
Instrument	756504

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 431 N 2nd Ave was $1,127.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00	$13,450	$215,187 Land $19,000 Building $196,187
2023	$579.00 (-30.16%)	$144,880 (+1,338.73%) Land $19,000 Building $125,880	$144,880 (-) Land $19,000 Building $125,880
2022	$829.00	$10,070 Land $1,320 Building $8,750	$144,880 Land $19,000 Building $125,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 N 2nd Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 N 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 2nd Ave

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