431 N 14th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 431 N 14th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1915
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$952,000 (Sep 2020)
Tax Bill	$15,384 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`249-55-027`

Property Details

APN / Parcel Number

Primary APN	`249-55-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	125 ft deep x 46 ft wide
Garage Area	9,999 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	431 N 14TH ST
City	SAN JOSE
State	CA
Zip	95112-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 25
Legal Subdivision	V A HANCOCK 01
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3010
Census Tract	501102

Owner

431 N 14th St is owned by two individuals who bought it in September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1435 LEXINGTON ST, SANTA CLARA, CA 95050-5312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 18, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 18, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Deed Document Number	202024620321
Prior Transfer Date	Nov 30, 1993
Prior Transfer Doc	0012789495
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2020
Property Address	431 N 14TH ST, SAN JOSE, CA 95112-1724
Document Number	0024620321
Map Reference	MB M PG 78
Instrument Date	Sep 4, 2020
Instrument	24620321
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	431 N 14TH ST, SAN JOSE, CA 95112-1724

Mortgage

Document Number	0024620322
Date	Sep 18, 2020
Instrument	24620322

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2020
Property Address	431 N 14TH ST, SAN JOSE, CA 95112-1724
Document Number	0024620320
Instrument Date	Sep 4, 2020
Instrument	24620320
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	431 N 14TH ST SAN JOSE CA 951121724, SAN JOSE, CA 95112-1724

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2020
Property Address	431 N 14TH ST, SAN JOSE, CA 95112-1724
Document Number	0024620319
Instrument Date	Sep 4, 2020
Instrument	24620319
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	431 N 14TH ST SAN JOSE CA 951121724, SAN JOSE, CA 95112-1724

Tax Assessment & Valuation

The 2025 property tax bill for 431 N 14th St was $15,384, up 6.3% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,051,081 (+2%) Land $686,736 Building $364,345
2025	$15,384.00 (+6.34%)	$1,030,472 Land $673,271 Building $357,201
2024	$14,467.00 (+2.12%)
2023	$14,167.00 (+10.59%) Homeowner's exemption	$990,460 Land $647,128 Building $343,332
2022	$12,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 431 N 14th St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 431 N 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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