431 N 14th St, New Castle, IN 47362 Property Records

Henry County property record for 431 N 14th St, New Castle, IN 47362

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1952
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Tax Bill	$641 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-12-10-430-191.000-016`

Property Details

APN / Parcel Number

Primary APN	`33-12-10-430-191.000-016`
Alternative APNs	`00001057506` `0305352300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	143 ft deep x 45 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001057506
Street Address	431 N 14TH ST
City	NEW CASTLE
State	IN
Zip	47362-4449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L & B SCHMIDTS ADD LOT 19
Legal Subdivision	LEWIS AND BARBARA SCHMIDTS ADDITION
Legal Lot Number	19
Jurisdiction	HENRY IN
Township / Civil Division	HENRY
Census Block Group	1
Census Block	1021
Census Tract	976000

Owner

431 N 14th St is owned and occupied by an individual who acquired it in July 2021.

Source: Henry County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Apr 2, 2024	Warranty Deed, Transfer MJW FINANCIAL LLC
Jan 10, 2023	Warranty Deed, Transfer
Jul 8, 2021	Quit Claim Deed, Transfer MVP NATIONAL TITLE
Sep 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2006
Deed Sale	Sep 26, 2006
Deed Document Number	20066618
Last Transfer Date	Jul 2, 2021
Transfer Doc	0202105191
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IN
Property Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449

Mortgage

Document Number	0202401771
Date	Apr 2, 2024
Instrument	202401771

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IN
Recording Date	Apr 2, 2024
Property Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Document Number	0202401769
Instrument Date	Mar 29, 2024
Instrument	202401769
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449

Mortgage

Document Number	0202401770
Date	Apr 2, 2024
Instrument	202401770

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0202401771
Date	Apr 2, 2024
Instrument	202401771

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IN
Recording Date	Jan 10, 2023
Property Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Document Number	0202300141
Instrument Date	Jan 6, 2023
Instrument	202300141
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 S STATE ST, NORTH VERNON, IN 47265-9250

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IN
Recording Date	Jul 8, 2021
Property Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Document Number	0202105191
Instrument Date	Jul 2, 2021
Instrument	202105191
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	MVP NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IN
Recording Date	Sep 1, 2020
Property Address	431 N 14TH ST, NEW CASTLE, IN 47362-4449
Document Number	0202005445
Instrument Date	Sep 1, 2020
Instrument	202005445
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1731 HICKORY LN, GREENFIELD, IN 46140-2530

Tax Assessment & Valuation

The 2025 property tax bill for 431 N 14th St was $641 with a homeowner's exemption, down 11.3% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Henry County
County Subdivision	Henry Township
Municipality	New Castle City
Unified School District	New Castle Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00 (-11.34%) Homeowner's exemption	$76,200 Land $12,000 Building $64,200	$76,200 Land $12,000 Building $64,200
2024	$723.00 (+23.38%)
2023	$586.00 (+31.69%)	$29,300 (+31.98%) Land $12,000 Building $17,300	$29,300 (+31.98%) Land $12,000 Building $17,300
2022	$445.00	$22,200 Land $8,000 Building $14,200	$22,200 Land $8,000 Building $14,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 N 14th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 N 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE UTILITIES serves 19,880 people · EPA ID IN5233011
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Central Indiana Communications, NLBC, Verizon.

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