McMinn County property record for 431 Mount Harmony Rd, #E, Niota, TN 37826
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 992 sqft · built 1996 |
| Lot Size | 4.59 acres (199,940 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,295 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054034 22100 |
| Primary APN | 054034 22100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 199,940 sqft (4.59 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,250 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 034 22100 00002034 |
|---|---|
| Street Address | 431 MOUNT HARMONY RD # E, E |
| City | NIOTA |
| State | TN |
| Zip | 37826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02 02 030 030 06300 000, COUNTY AREA: B01 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 970102 |
Source: McMinn County records, as of February 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 FERRY ST, LOUDON, TN 37774-1422 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2005 |
| Deed Sale | Feb 11, 2005 |
| Deed Document Number | 0000016Z94 |
| Record Updated | Jun 8, 2026 |
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Niota City |
| Unified School District | McMinn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 | $66,550 (-) Land $21,625 Building $44,925 | |
| 2024 | $1,295.00 | $66,550 (-) Land $21,625 Building $44,925 | |
| 2023 | $1,295.00 (+29.5%) | $66,550 (+96.89%) Land $21,625 Building $44,925 | $266,200 (+96.89%) Land $86,500 Building $179,700 |
| 2022 | $1,000.00 | $33,800 Land $8,125 Building $25,675 | $135,200 Land $32,500 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIOTA WATER SYSTEM serves 3,932 people · EPA ID TN0000510 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from ATHENS UTILITIES BOARD |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Spectrum, Verizon.
5G and 4G LTE (outdoors only)
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