431 Mortan Ln, Nancy, KY 42544 Property Records

Russell County property record for 431 Mortan Ln, Nancy, KY 42544

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,300 sqft
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Apr 2017)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Apr 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`065-00-00-079.00`

Property Details

APN / Parcel Number

Primary APN	`065-00-00-079.00`
Alternative APN	`18121501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	322,344 sqft (7.4 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	18121501
Street Address	431 MORTAN LN
City	NANCY
State	KY
Zip	42544-3102
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	65-79 HOME & 2.51 ACRES
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4022
Census Tract	960400

Owner

Source: Russell County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7051 MERLIN WAY, FAIRFIELD TOWNSHIP, OH 45011-8039
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Deed Document Number	442801
Deed Book / Page	DEED 325 / 291
Record Updated	Jun 8, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSSELL KY
Recording Date	Apr 20, 2017
Property Address	431 MORTAN LN, NANCY, KY 42544-3102
Document Number	DEED325/291
Book / Page	DEED 325 / 291
Instrument Date	Apr 1, 2017
Instrument	442801
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	536 RED OAK DR, NANCY, KY 42544-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	431 MORTAN LN, NANCY, KY 42544-3102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442802
Date	Apr 20, 2017
Instrument	442802

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Russell County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (-4.31%)	$127,000 (-)	$127,000 (-)
2023	$1,230.00 (+64.22%)	$127,000 (+64.94%)	$127,000 (+64.94%)
2022	$749.00	$77,000	$77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mortan Ln

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