Centre County property record for 431 Millgate Rd, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,863 sqft · built 2004 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Jan 2016) |
| Tax Bill | $4,670 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-314-,147-,0000 |
| Primary APN | 12-314-,147-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,863 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 MILLGATE RD |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-8591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HAMPTON HILLS SUBDIVISION |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BENNER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11201 |
Source: Centre County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 MILLGATE RD, BELLEFONTE, PA 16823-8591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 28, 2019 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Dec 8, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2016 · Amount on Record |
| Deed Sale | Jan 7, 2016 · Amount on Record |
| Prior Sale | Jun 23, 2006 · Amount on Record |
| Deed Book / Page | 2174 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 431 MILLGATE RD, BELLEFONTE, PA 16823-8591 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002336/180 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 2336/180 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 431 MILLGATE RD, BELLEFONTE, PA 16823-8591 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 02237/0571 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 2237/0571 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 431 MILLGATE RD, BELLEFONTE, PA 16823-8591 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 002262/706 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 2262/706 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 431 MILLGATE RD, BELLEFONTE, PA 16823-8591 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 002283/964 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 2283/964 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Benner Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,670.00 (+6.94%) | $71,375 (-) Land $19,260 Building $52,115 | |
| 2025 | $142,750 (-) Land $38,520 Building $104,230 | ||
| 2024 | $4,367.00 | $71,375 Land $19,260 Building $52,115 | |
| 1994 | $142,750 Land $38,520 Building $104,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures