431 Mill St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 431 Mill St, Worcester, MA 01602 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1940
Square Footage	1,586 sqft Living Area
Lot Size	8,834 sqft (0.203 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2013)
Tax Bill	$4,648.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-026-00011`
Alternative APN	`WORC M:48 B:026 L:00011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,586 sqft Living Area
Gross Area	2,576 sqft Gross Area
1st Floor	910 sqft 1st Floor
Basement Area	676 sqft Basement
Unfinished Basement	676 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Stone Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,834 sqft (0.203 acres)
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Steam Heating

Location & Zoning

Account Number	48-026-00011
Street Address	431 MILL ST
City	WORCESTER
State	MA
Zip	01602-2425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	26
Legal Lot Number	11
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	1
Census Block	1002
Census Tract	731001

Owner

Source: Worcester County and Worcester City records · APN 48-026-00011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 MILL ST, WORCESTER, MA 01602-2425
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2013 · Amount on Record
Deed Sale	Apr 10, 2013 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Book / Page	50719 / 84
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	431 MILL ST, WORCESTER, MA 01602-2425
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59571-307
Date	Oct 19, 2018
Book Page	59571/307
Instrument	111367

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00 (+6.19%)	$352,400 (+15.47%) Land $118,200 Building $234,200	$421,420 (+4.3%)
2024			$404,035
2023	$4,377.00	$305,200 Land $102,800 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.