431 Mendon Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 431 Mendon Rd, North Smithfield, RI 02896 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage1,035 sqft Living Area
Lot Size20,159 sqft (0.463 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2018)
Tax Bill$4,500.00 (2025)

Property Details

APN / Parcel Number

Primary APNNSMI M:0006 L:0298
Alternative APN
  • 3794

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,035 sqft Living Area
Gross Area1,743 sqft Gross Area
1st Floor1,035 sqft 1st Floor
Basement Area1,250 sqft Basement
Unfinished Basement1,000 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,159 sqft (0.463 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number3794
Street Address431 MENDON RD
CityNORTH SMITHFIELD
StateRI
Zip02896-6925
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number298
JurisdictionNORTH SMITHFIELD RI
Minor Civil DivisionNORTH SMITHFIELD
Census Blockgroup2
Census Block2016
Census Tract12801

Owner

Source: North Smithfield Town records · APN NSMI M:0006 L:0298

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
AVIDIA BANK
Sep 27, 2021Deed of Trust, Mortgage · Stand Alone Refinance
AVIDIA BANK
Nov 10, 2025Warranty Deed, Transfer · Conventional Mortgage
AVIDIA BANK
May 29, 2018Deed, Transfer · Adjustable Rate Mortgage (ARM)
AVIDIA BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Deed Book / Page783 / 30
Last Transfer DateNov 04, 2025
Transfer Doc001033-273
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000962-34
DateMar 06, 2023
Book Page962/34
Instrument50256
Lender
NameAVIDIA BANK
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueApr 01, 2033

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000916-128
DateSep 27, 2021
Book Page916/128
Instrument46821
Lender
NameAVIDIA BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTH SMITHFIELD RI
Recording DateNov 10, 2025
Property Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925
Document Number001033-273
Book / Page1033 / 273
Instrument DateNov 04, 2025
Instrument55488
Transaction TypeTransfer
Record UpdatedDec 03, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925

Mortgage

Document Number0000055489
DateNov 10, 2025
Instrument55489
Lender
NameAVIDIA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionNORTH SMITHFIELD RI
Recording DateMay 29, 2018
Property Address431 MENDON RD, NORTH SMITHFIELD, RI 02896-6925
Document Number783-30
Book / Page783 / 30
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$32.71
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

Document Number7830032
DateMay 29, 2018
Instrument00783/0032
Lender
NameAVIDIA BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueMay 29, 2048
Interest
Rate TypeAdjustable Rate
Rate3.88%
Max Rate At Change60.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: North Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,500.00 (+9.44%)$391,300 (+40.55%) Land $107,700 Building $283,600
2024$4,112.00 (+3.66%)$278,400 (-) Land $89,800 Building $188,600
2023$3,967.00 (+2.43%)$278,400 (-) Land $89,800 Building $188,600
2022$3,873.00$278,400 Land $89,800 Building $188,600

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