431 Megan Ct, Frederick, MD 21701 Property Records

Frederick County property record for 431 Megan Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,720 sqft · built 1984
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Jun 1993)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-128616`

Property Details

APN / Parcel Number

Primary APN	`02-128616`
Alternative APNs	`2128616` `128616`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	600 sqft
Basement Area	560 sqft
Finished Basement	560 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	128616
Street Address	431 MEGAN CT
City	FREDERICK
State	MD
Zip	21701-6388
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 58- 1700 SQ FT SEC 1 PLAT 3 CROGHAN SQUARE
Legal Subdivision	CROGHAN SQUARE
Legal Lot Number	58
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	765100

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 MEGAN CT, FREDERICK, MD 21701-6388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1993 · Amount on Record
Deed Sale	Jun 4, 1993 · Amount on Record
Prior Sale	May 21, 1985 · Amount on Record
Deed Book / Page	1895 / 827
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	431 MEGAN CT, FREDERICK, MD 21701-6388
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MEGAN CT, FREDERICK, MD 21701-6388

Mortgage

Document Number	0145020300
Date	Feb 1, 2021
Book Page	14502/300

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,533 (+26.7%)	$309,800 (+12.08%) Land $95,000 Building $214,800
2025	$5,133.00 (+23.18%)
2023	$4,167.00	$226,933	$276,400 Land $85,000 Building $191,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20