431 Mears Rd, Claudville, VA 24076 Property Records

Surry County property record for 431 Mears Rd, Claudville, VA 24076 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1948
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$98,000 (Nov 2009)
Tax Bill$627 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN4208.00.56

Property Details

APN / Parcel Number

Primary APN4208.00.56
Alternative APN
  • 82305

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Account Number82305
Street Address431 MEARS RD
CityCLAUDVILLE
StateVA
Zip24076-3436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARCHERS CR I#15-489 PL:19-1637
Legal SubdivisionARCHERS CREEK
Legal Lot Number56
JurisdictionPATRICK VA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1000
Census Tract30202

Owner

Source: Surry County records · APN 4208.00.56

Assessment roll updated May 7, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 MEARS RD, CLAUDVILLE, VA 24076-3436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
ALLEGACY FEDERAL CREDIT UNION
Oct 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST RELIANCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 12, 2009 · Amount on Record
Deed SaleNov 12, 2009 · Amount on Record
Prior SaleDec 01, 2005 · Amount on Record
Deed Book / Page900 / 2438
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPATRICK VA
Property Address431 MEARS RD, CLAUDVILLE, VA 24076-3436
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000110
DateJan 18, 2022
Instrument220000110
Lender
NameALLEGACY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 16, 2051
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPATRICK VA
Property Address431 MEARS RD, CLAUDVILLE, VA 24076-3436
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190001636
DateOct 09, 2019
Instrument190001636
Lender
NameFIRST RELIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated May 7, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$627.00$85,900 Land $10,900 Building $75,000$85,900 Land $10,900 Building $75,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511410302021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surry Telephone Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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