431 Main St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 431 Main St, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1880
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (May 2022)
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:037 L:005`

Property Details

APN / Parcel Number

Primary APN	`WALL M:037 L:005`
Alternative APNs	`M:060 B:002 L:022` `B0705500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	716 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	B0705500
Street Address	431 MAIN ST
City	WALLINGFORD
State	CT
Zip	06492-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YLB
Legal Lot Number	5
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	1
Census Block	1004
Census Tract	175600

Owner

Source: Wallingford Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage SACHEM CAPITAL CORP
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Oct 8, 2020	Loan Modification, Mortgage · Conventional Mortgage SACHEM CAP CORP
Jun 18, 2020	Warranty Deed, Transfer · Conventional with PMI SACHEM CAP CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Book / Page	1687 / 332
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01672-1046
Date	Oct 14, 2021
Book Page	1672/1046
Instrument	3589020004

Lender

Name	SACHEM CAPITAL CORP

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001683-206
Date	Mar 2, 2022
Book Page	1683/206

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	May 9, 2022
Property Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Document Number	001687-332
Book / Page	1687 / 332
Instrument Date	May 6, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001687335
Date	May 9, 2022
Instrument	1687/335

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALLINGFORD CT
Property Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Document Number	1637-911
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MAIN ST WALLINGFORD CT 064922262, WALLINGFORD, CT 06492-2262

Mortgage

Document Number	1637-911
Date	Oct 15, 2020
Book Page	001637/000911

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Jun 18, 2020
Property Address	431 MAIN ST, WALLINGFORD, CT 06492-2262
Document Number	1627-1086
Book / Page	001627 / 001086
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 MAIN ST WALLINGFORD CT 064922262, WALLINGFORD, CT 06492-2262

Mortgage

Document Number	1627-1089
Date	Jun 18, 2020
Book Page	001627/001089

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,797.00	$198,900 (+75.4%) Land $73,200 Building $125,700	$139,230 Land $51,240 Building $87,990
2024	$4,797.00 (+44.18%)
2023	$3,327.00	$113,400 Land $56,100 Building $57,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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