Somerset County and Bedminster Township property record for 431 Main St, Bedminster, NJ 07921
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 2,162 sqft · built 1910 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $729,000 (May 2021) |
| Tax Bill | $9,061 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00032-0000-00010 |
| Primary APN | 01-00032-0000-00010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| Gross Area | 2,842 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 431 MAIN ST |
|---|---|
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-2605 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | VN |
| Legal Block | 32 |
| Legal Lot Number | 10 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 52904 |
431 Main St, vacant land, is owned and occupied by two individuals who bought it in May 2021.
Source: Somerset County and Bedminster Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 MAIN ST, BEDMINSTER, NJ 07921-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 13, 2020 | Deed of Trust, Mortgage · Line of Credit MILLINGTON BANK |
| Jul 21, 2020 | Grant Deed, Transfer · Construction Mortgage JEFFREY KOLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Jul 21, 2020 · Amount on File |
| Deed Document Number | 202133094 |
| Deed Book / Page | 7346 / 3160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 26, 2021 |
| Property Address | 431 MAIN ST, BEDMINSTER, NJ 07921-2605 |
| Document Number | 0000033094 |
| Book / Page | 7346 / 3160 |
| Instrument Date | May 1, 2021 |
| Instrument | 2021033094 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,552.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 WALNUT ST, MONTCLAIR, NJ 07042-3852 |
| Name | Verified Name |
|---|---|
| Address | 431 MAIN ST, BEDMINSTER, NJ 07921-2605 |
| Investor | Possibly a Property Investor |
| Document Number | 0000033095 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021033095 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 431 MAIN ST, BEDMINSTER, NJ 07921-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001550 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 7181/1060 |
| Instrument | 2020001550 |
| Name | MILLINGTON BANK |
|---|---|
| Type | Bank |
| Address | WARREN, NJ 07059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 20, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 21, 2020 |
| Property Address | 431 MAIN ST, BEDMINSTER, NJ 07921-2605 |
| Document Number | 0000031409 |
| Book / Page | 007229 / 003078 |
| Instrument Date | May 15, 2020 |
| Instrument | 31409 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 431 MAIN ST BEDMINSTER NJ 079212605, BEDMINSTER, NJ 07921-2605 |
| Document Number | 31410 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 007229/003083 |
| Instrument | 31410 |
| Name | JEFFREY KOLE |
|---|---|
| Address | 11 HALFMOON CT, HIGHLANDS, NJ 07732-1033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 20, 2021 |
| Rate | 6% |
|---|
The 2025 property tax bill for 431 Main St was $9,061, up 1.5% from the year before.
Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,300 (+6.34%) Land $342,000 Building $458,300 | $800,300 (+6.34%) Land $342,000 Building $458,300 | |
| 2025 | $9,061.00 (+1.48%) | $752,600 Land $322,700 Building $429,900 | $752,600 Land $322,700 Building $429,900 |
| 2024 | $8,929.00 | ||
| 2023 | $667,500 Land $292,500 Building $375,000 | $667,500 Land $292,500 Building $375,000 | |
| 2022 | $9,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1980–2023) |
| Claims Outside the SFHA | 9 of 34 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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