Jackson County property record for 431 Madison St, Jackson, MI 49202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1920 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Nov 2009) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-074000000 |
| Primary APN | 1-074000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 528 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 MADISON ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49202-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 96 HILLSIDE SUB DIV |
| Legal Subdivision | HILLSIDE SUB |
| Legal Lot Number | 96 |
| Legal Unit | 96 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 200 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 431 MADISON ST, JACKSON, MI 49202-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK NA |
| May 24, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 18, 2019 | Quit Claim Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE CO/JACKSON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Deed Document Number | 20092549669 |
| Deed Book / Page | 1931 / 181 |
| Last Transfer Date | Jul 18, 2019 |
| Transfer Doc | 0002827714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Mar 24, 2026 |
| Property Address | 431 MADISON ST, JACKSON, MI 49202-2249 |
| Document Number | 0003002504 |
| Book / Page | 2279 / 611 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 3002504 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $982.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1654 DUGUID RD, JACKSON, MI 49203-5408 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 732 N EAST AVE, JACKSON, MI 49202-3423 |
| Document Number | 0002279612 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2279/612 |
| Name | FLAGSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | May 24, 2023 |
| Property Address | 431 MADISON ST, JACKSON, MI 49202-2249 |
| Document Number | 0002938815 |
| Book / Page | 2230 / 624 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | May 16, 2023 |
| Instrument | 2938815 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | AT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2940 WOODS CIRCLE DR # 66, 66, JACKSON, MI 49203-2285 |
| Document Number | 0002938816 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2938816 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jul 18, 2019 |
| Property Address | 431 MADISON ST, JACKSON, MI 49202-2249 |
| Document Number | 0002827714 |
| Book / Page | 002145 / 000026 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2827714 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO/JACKSON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 431 MADISON ST JACKSON MI 492022249, JACKSON, MI 49202-2249 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,000 (+23.53%) | $126,000 (+23.53%) | |
| 2025 | $2,075.00 (-19.01%) | $51,000 (+7.82%) | $102,000 (+7.82%) |
| 2024 | $2,562.00 (+100.16%) | ||
| 2023 | $47,300 | $94,600 | |
| 2022 | $1,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 25 / 3 |
May also be available: Great Lakes High Speed, Mercury Fiber, Metronet, Xfinity.
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