431 Lyle Ave, Springfield, OH 45505 Property Records

Clark County property record for 431 Lyle Ave, Springfield, OH 45505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,325 sqft · built 1929
Lot Size	0.301 acres (13,098 sqft)
Owner	2 Company Names on Record
Last Sale	$201,200 (Oct 2025)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-07-00032-208-005`

Property Details

APN / Parcel Number

Primary APN	`300-07-00032-208-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
Gross Area	1,478 sqft
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,098 sqft (0.301 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	178 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	431 LYLE AVE
City	SPRINGFIELD
State	OH
Zip	45505-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LIMECREST TERRACE N PT 134
Legal Subdivision	LIMECREST TERRACE
Legal Block	208
Legal Lot Number	5
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3016
Census Tract	2200

Owner

Source: Clark County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	431 LYLE AVE, SPRINGFIELD, OH 45505-4953
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Nov 18, 2024 · Amount on Record
Deed Document Number	202513521
Deed Book / Page	2259 / 725
Prior Transfer Date	Mar 6, 2000
Prior Transfer Doc	0000015328
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Oct 16, 2025
Property Address	431 LYLE AVE, SPRINGFIELD, OH 45505-4953
Document Number	0000013521
Book / Page	2259 / 725
Map Reference	MB 7 PG 29
Instrument Date	Oct 13, 2025
Instrument	202500013521
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	M&M TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	431 LYLE AVE, SPRINGFIELD, OH 45505-4953

Mortgage

Document Number	0000013522
Date	Oct 16, 2025
Book Page	2259/727
Instrument	202500013522

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 (-85.16%)	$25,680 (+62.22%) Land $4,840 Building $20,840	$73,360 (+62.16%) Land $13,820 Building $59,540
2024	$12,538.00 (-16.11%) Homeowner's exemption	$15,830 (-) Land $3,330 Building $12,500	$45,240 (-) Land $9,520 Building $35,720
2023		$15,830 Land $3,330 Building $12,500
2022	$14,945.00		$45,240 Land $9,520 Building $35,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY LIMECREST PWS serves 215 people · EPA ID OH1253012
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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