431 Lovell St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 431 Lovell St, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,119 sqft · built 1919
Lot Size	0.238 acres (10,359 sqft)
Owner	Individual Name on Record
Last Sale	$276,000 (Jun 2016)
Tax Bill	$7,030 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-040-00017`

Property Details

APN / Parcel Number

Primary APN	`14-040-00017`
Alternative APN	`WORC M:14 B:040 L:00017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,119 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	1,010 sqft
Attic	Attic
Attic Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,359 sqft (0.238 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	14-040-00017
Street Address	431 LOVELL ST
City	WORCESTER
State	MA
Zip	01602-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	40
Legal Lot Number	17
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3005
Census Tract	731102

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	431 LOVELL ST, WORCESTER, MA 01602-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Deed of Trust, Mortgage · Line of Credit MILLBURY CU
Jul 26, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jul 1, 2015 · Amount on Record
Deed Book / Page	55533 / 287
Last Transfer Date	Jul 26, 2023
Transfer Doc	069429-255
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	431 LOVELL ST, WORCESTER, MA 01602-3315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071694-88
Date	Mar 3, 2025
Book Page	71694/88
Instrument	16340

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 26, 2023
Property Address	431 LOVELL ST, WORCESTER, MA 01602-3315
Document Number	069429-255
Book / Page	69429 / 255
Instrument Date	Jul 26, 2023
Instrument	60141
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LOVELL ST, WORCESTER, MA 01602-3315

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,030.00 (+2.61%)	$529,400 (+1.93%) Land $124,600 Building $404,800	$552,516 (+9.24%)
2025	$6,851.00 (+8.61%)	$519,400 (+18.07%) Land $118,700 Building $400,700	$505,780 (+6.59%)
2024			$474,525
2023	$6,308.00	$439,900 Land $103,200 Building $336,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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