431 Lloyd Rd, Euclid, OH 44132 Property Records

Cuyahoga County property record for 431 Lloyd Rd, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1947
Lot Size	0.136 acres (5,922 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2024)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Dec 2024 Sale Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`645-16-016`

Property Details

APN / Parcel Number

Primary APN	`645-16-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,018 sqft
2nd Floor Area	550 sqft
Basement Area	550 sqft
Finished Basement	275 sqft
Unfinished Basement	275 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,922 sqft (0.136 acres)
Lot Dimensions	141 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	431 LLOYD RD
City	EUCLID
State	OH
Zip	44132-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	20 LLOYDWOOD 0051 ALL
Legal Subdivision	LLOYDWOOD
Legal Lot Number	51
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1007
Census Tract	152302

Owner

431 Lloyd Rd is owned and occupied by an individual who bought it in December 2024.

Source: Cuyahoga County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	431 LLOYD RD, EUCLID, OH 44132-1626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Warranty Deed, Transfer OHIO REAL TITLE
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L CORP
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit TIM WEBB 401K TRUST (CT)
Oct 23, 2018	Warranty Deed, Transfer FAST TRACT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	2024230
Prior Transfer Date	Jun 30, 1986
Prior Transfer Doc	6394000065
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 12, 2024
Property Address	431 LLOYD RD, EUCLID, OH 44132-1626
Document Number	0000000230
Map Reference	VOL 131 PG 171
Instrument Date	Dec 10, 2024
Instrument	202412120230
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LLOYD RD, EUCLID, OH 44132-1626

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 23, 2019
Property Address	431 LLOYD RD, EUCLID, OH 44132-1626
Document Number	0004230281
Instrument Date	Apr 18, 2019
Instrument	4230281
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIRST MERIDIAN TITLE AGENCY, FIRST MERIDIAN TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LLOYD RD EUCLID OH 441321626, EUCLID, OH 44132-1626

Mortgage

Document Number	4230282
Date	Apr 23, 2019
Instrument	4230282

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	431 LLOYD RD, EUCLID, OH 44132-1626
Document Number	0011070605
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6545 MARKET AVE N #100 NORTH CANTON OH 447212430, 100, NORTH CANTON, OH 44721-2430

Mortgage

Document Number	0011070605
Date	Nov 7, 2018
Instrument	11070605

Lender

Name	TIM WEBB 401K TRUST (CT)
Address	UNIVERSITY HEIGHTS, OH 44118

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 23, 2018
Property Address	431 LLOYD RD, EUCLID, OH 44132-1626
Document Number	0010230724
Instrument Date	Oct 22, 2018
Instrument	10230724
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	FAST TRACT TITLE

Transaction

Amount	Amount on Record
Tax	$244.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	431 LLOYD RD EUCLID OH 441321626, EUCLID, OH 44132-1626

Tax Assessment & Valuation

The 2025 property tax bill for 431 Lloyd Rd was $2,773, up 3.3% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (+3.28%) Homeowner's exemption	$41,370 (-0.02%) Land $7,245 Building $34,125	$118,200 (-) Land $20,700 Building $97,500
2024	$2,685.00 (+23.45%) Homeowner's exemption	$41,380 (+67.19%) Land $7,250 Building $34,130	$118,200 Land $20,700 Building $97,500
2023	$2,175.00 (+2.3%) Homeowner's exemption	$24,750 (-) Land $6,440 Building $18,310
2022	$2,126.00 Homeowner's exemption	$24,750 Land $6,440 Building $18,310
2021			$70,700 Land $18,400 Building $52,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Lloyd Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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