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431 Lexington Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 431 Lexington Cir, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,672 sqft · built 1999
Lot Size0.139 acres (6,044 sqft)
Owner2 Individual Names on Record
Last Sale$264,500 (May 1999)
Tax Bill$5,757 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN160-621-16-00

Property Details

APN / Parcel Number

Primary APN160-621-16-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,672 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area6,044 sqft (0.139 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address431 LEXINGTON CIR
CityOCEANSIDE
StateCA
Zip92057-7355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-B
Legal DescriptionLOT 16 TR 013556
Legal SubdivisionIVEY RANCH
Legal Tract013556
Legal Block2
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address431 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRONTWAVE CU
May 27, 2020Quit Claim Deed, Transfer
FRONTWAVE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 1999 · Amount on Record
Deed SaleMay 20, 1999 · Amount on Record
Deed Document Number1999345247
Last Transfer DateMay 19, 2020
Transfer Doc0000267003
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address431 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 LEXINGTON CIR, OCEANSIDE, CA 92057-7355

Mortgage

Document Number0000579120
DateAug 13, 2021
Instrument2021-0579120
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 27, 2020
Property Address431 LEXINGTON CIR, OCEANSIDE, CA 92057-7355
Document Number0000267003
Instrument DateMar 19, 2020
Instrument267003
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address431 LEXINGTON CIR OCEANSIDE CA 920577355, OCEANSIDE, CA 92057-7355

Mortgage

Document Number267004
DateMay 27, 2020
Instrument267004
Lender
NameFRONTWAVE CU
AddressOCEANSIDE, CA 92056
Agreement
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$527,885 (+2%) Land $232,919 Building $294,966
2025$5,757.00 (+5.25%) Homeowner's exemption$517,535 (+4.04%) Land $228,352 Building $289,183
2023$5,470.00 (+1.56%) Homeowner's exemption$497,440 Land $219,486 Building $277,954
2022$5,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks.

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