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431 Lear Ct, #3, Schaumburg, IL 60194 Property Records

Cook County property record for 431 Lear Ct, #3, Schaumburg, IL 60194

Property Summary

Property TypeCondominium
Details2 bd · built 1980
Lot Size18 acres (786,568 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Oct 2018)
Tax Bill$4,360 (2023)
Deeds & MortgagesAug 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-18-404-153-1311

Property Details

APN / Parcel Number

Primary APN07-18-404-153-1311

Interior

Bedrooms2 Beds

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area786,568 sqft

Location & Zoning

Street Address431 LEAR CT
CitySCHAUMBURG
StateIL
Zip60194-2534
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(SHEFFIELD)(MANOR) CONDOMINIUM SEC 18-41-10
Legal Range10E
Legal Township41N
Legal Section18
Legal SubdivisionSHEFFIELD MANOR CONDOMINIUM
Legal Block3
Legal Lot Number1-176
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group4
Census Block4000
Census Tract804711

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address431 LEAR CT, SCHAUMBURG, IL 60194-2534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Oct 9, 2018Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2018 · Amount on Record
Deed SaleOct 9, 2018 · Amount on Record
Prior SaleJul 30, 2008 · Amount on Record
Deed Document Number201846163
Prior Transfer DateMar 23, 2004
Prior Transfer Doc0000016026
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address431 LEAR CT # 3, 3, SCHAUMBURG, IL 60194-2534
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021855110
DateAug 6, 2021
Instrument2121855110
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 9, 2018
Property Address431 LEAR CT # 3, 3, SCHAUMBURG, IL 60194-2534
Document Number1828246163
Instrument DateSep 25, 2018
Instrument28246163
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyUSI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 LEAR CT SCHAUMBURG IL 601942534, SCHAUMBURG, IL 60194-2534

Mortgage

Document Number1828246164
DateOct 9, 2018
Instrument28246164
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 8, 2048
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
MunicipalitySchaumburg Village
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,620 (+39.47%) Land $1,529 Building $20,091$216,200 (+39.47%) Land $15,290 Building $200,910
2023$4,360.00 (+2.93%)
2022$4,236.00$15,501 Land $2,184 Building $13,317$155,010 Land $21,840 Building $133,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHAUMBURG
serves 75,750 people · EPA ID IL0314890
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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