431 Layman Ln, Bloomington (Minneapolis), MN 55420 Property Records

Hennepin County property record for 431 Layman Ln, Bloomington, MN 55420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1954
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2022)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-027-24-44-0066`

Property Details

APN / Parcel Number

Primary APN	`15-027-24-44-0066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	974 sqft
Basement Area	877 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Detached
Garage Area	440 sqft
Deck Area	440 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	431 LAYMAN LN
City	MINNEAPOLIS
State	MN
Zip	55420-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 004 T SOENS BLOOMINGTON ADDN 108.5 X 150
Legal Range	24
Legal Township	027
Legal Section	15
Legal Quarter	44
Legal Subdivision	SOENS BLOOMINGTON ADDN
Legal Block	4
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1022
Census Tract	25302

Owner

431 Layman Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 LAYMAN LN, MINNEAPOLIS, MN 55420-5044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Conservator's Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 19, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Deed Document Number	20225926411
Prior Transfer Date	Aug 3, 2021
Prior Transfer Doc	0005868553
Record Updated	Oct 29, 2026

March 2022: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 2, 2022
Property Address	431 LAYMAN LN, BLOOMINGTON, MN 55420-5044
Document Number	00T5926411
Instrument Date	Feb 28, 2022
Instrument	T5926411
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 LAYMAN LN, BLOOMINGTON, MN 55420-5044

Mortgage

Document Number	00T5926412
Date	Mar 2, 2022
Instrument	T5926412

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HENNEPIN MN
Recording Date	Aug 19, 2021
Property Address	431 LAYMAN LN, BLOOMINGTON, MN 55420-5044
Document Number	0T05868553
Instrument Date	Aug 3, 2021
Instrument	T05868553
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 172ND AVE NW, ANDOVER, MN 55304-1818
Mail Care Of	CHERYL OLSON

Tax Assessment & Valuation

The 2025 property tax bill for 431 Layman Ln was $3,669 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,669.00	$284,500 Land $122,900 Building $161,600	$284,500 Land $122,900 Building $161,600
2023	$3,121.00 Homeowner's exemption
2022		$276,600 Land $113,100 Building $163,500	$276,600 Land $113,100 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Layman Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Layman Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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