431 Lakeshore Dr, Cuba, MO 65453 Property Records

Crawford County property record for 431 Lakeshore Dr, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	560 sqft · built 1973
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$131,005 (Jul 2024)
Tax Bill	$475 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-6.0-23-2-06-024.000`

Property Details

APN / Parcel Number

Primary APN	`05-6.0-23-2-06-024.000`

Interior

Building Area	560 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 LAKESHORE DR
City	CUBA
State	MO
Zip	65453-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 114 INDIAN HILLS SUBD SEC 23-39-5
Legal Range	05W
Legal Township	39
Legal Section	23
Legal Subdivision	INDIAN HILLS SUBD
Legal Lot Number	114
Jurisdiction	CRAWFORD MO
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2031
Census Tract	450301

Owner

431 Lakeshore Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Crawford County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2009	Deed of Trust, Mortgage · ARM PEOPLES BANK
Jul 8, 2024	Quit Claim Deed, Transfer PEOPLES BANK
Apr 25, 2005	Warranty Deed, Transfer
Apr 25, 2005	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2005	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 12, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Apr 25, 2005
Deed Document Number	20242036
Prior Transfer Date	Jun 28, 2024
Prior Transfer Doc	0202402036
Record Updated	Jun 8, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000466/901
Date	Dec 22, 2009
Book Page	466/901

Lender

Name	PEOPLES BANK
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.56%
Type Change Date	Dec 18, 2016
Change Frequency	Annually
Min Rate At Change	6.56%
Index	1-Year CMT
Max Rate	11.5%

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MO
Recording Date	Jul 8, 2024
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Document Number	0202402036
Instrument Date	Jun 28, 2024
Instrument	202402036
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 LAKESHORE DR, CUBA, MO 65453-9609

Mortgage

Document Number	0202402037
Date	Jul 8, 2024
Instrument	202402037

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Amount	Amount on Record

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Apr 25, 2005
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Document Number	000511/624
Book / Page	511 / 624
Instrument Date	Apr 25, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 MISTY VALLEY LN, CUBA, MO 65453-7322

April 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MO
Recording Date	Apr 25, 2005
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Document Number	000511/626
Book / Page	511 / 626
Instrument Date	Apr 22, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 LAKESHORE DR, CUBA, MO 65453-9609

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Apr 6, 2005
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Document Number	000511/001
Book / Page	511 / 001
Instrument Date	Apr 5, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 LAKESHORE DR, CUBA, MO 65453-9609

Mortgage

Document Number	0200500997
Date	Apr 6, 2005
Instrument	200500997

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Apr 12, 2005
Property Address	431 LAKESHORE DR, CUBA, MO 65453-9609
Document Number	000511/164
Book / Page	511 / 164
Instrument Date	Apr 5, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 LICKLIDER RD, CUBA, MO 65453-8167

Tax Assessment & Valuation

The 2025 property tax bill for 431 Lakeshore Dr was $475.

Source: Crawford County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00	$11,060	$113,400 Land $58,200 Building $55,200
2023		$9,650	$50,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 431 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Lakeshore Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILLS UTILITIES OPERATING COMPANY private · serves 1,600 people · EPA ID MO6036052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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