Orange County property record for 431 Lagoon Ln, Mebane, NC 27302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,290 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Aug 2021) |
| Tax Bill | $4,317 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9825-78-4768 |
| Primary APN | 9825-78-4768 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 431 LAGOON LN |
|---|---|
| City | MEBANE |
| State | NC |
| Zip | 27302-7181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34 PH 1 RETREAT AT LAKE MICHAEL P122/42-44 |
| Legal Phase | 1 |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHEEKS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11105 |
431 Lagoon Ln is owned and occupied by two individuals who bought it in August 2021.
Source: Orange County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 LAGOON LN, MEBANE, NC 27302-7181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Aug 19, 2020 · Amount on File |
| Deed Document Number | 202130055391 |
| Deed Book / Page | 6741 / 372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Aug 24, 2021 |
| Property Address | 431 LAGOON LN, MEBANE, NC 27302-7181 |
| Document Number | 0006741372 |
| Book / Page | 6741 / 372 |
| Map Reference | MB 122 PG 42-44 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 30055391 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4506 S MIAMI BLVD STE 100, 4506, DURHAM, NC 27703-8001 |
| Name | Verified Name |
|---|---|
| Address | 431 LAGOON LN, MEBANE, NC 27302-7181 |
| Document Number | 0006741374 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 6741/374 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 431 Lagoon Ln was $4,317, up 4.1% from the year before.
Source: Orange County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Orange County |
| Municipality | Mebane City |
| Unified School District | Orange County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,317.00 (+4.15%) | $402,000 (-) Land $80,000 Building $322,000 | $402,000 (-) Land $80,000 Building $322,000 |
| 2025 | $4,145.00 | $402,000 Land $80,000 Building $322,000 | $402,000 Land $80,000 Building $322,000 |
| 2023 | $3,971.00 | $317,700 Land $62,000 Building $255,700 | $317,700 Land $62,000 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Lagoon Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Lagoon Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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