431 Kitty Hawk Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 431 Kitty Hawk Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,066 sqft · built 1992
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Tax Bill$3,440 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN987413125984

Property Details

APN / Parcel Number

Primary APN987413125984
Alternative APN
  • 019492000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,066 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987413125984
Street Address431 KITTY HAWK BAY DR
CityKILL DEVIL HILLS
StateNC
Zip27948-9166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 156 BLK: SEC: H PL: 3 SL: 34
Legal SubdivisionCOLINGTON HARBOUR
Legal Lot Number156
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group1
Census Block1001
Census Tract970301

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address431 KITTY HAWK BAY DR, KILL DEVIL HILLS, NC 27948-9166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address431 KITTY HAWK BAY DR, KILL DEVIL HILLS, NC 27948-9166
Transaction TypeMortgage
Record UpdatedNov 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002265/0000000411
DateOct 18, 2018
Book Page0000002265/0000000411
Instrument000700057787
Lender
NameSTATE EMPLOYEES CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term111 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,440.00$789,800 (-) Land $320,800 Building $469,000$789,800 (-) Land $320,800 Building $469,000
2025$3,440.00 (+27.22%)$789,800 (+82.53%) Land $320,800 Building $469,000
2023$2,704.00$432,700 Land $164,500 Building $268,200
2020$789,800 Land $320,800 Building $469,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 366 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies366 in force
Nearby Flood Claims53 (1996–2024)
Claims Outside the SFHA12 of 53
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 17 claims
  • Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARE COUNTY WATER SYSTEM
serves 28,732 people · EPA ID NC0428030
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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