Goodhue County property record for 431 Keystone Dr NE, Pine Island, MN 55963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,293 sqft · built 2020 |
| Lot Size | 0.28 acres (12,341 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,751 (Dec 2020) |
| Tax Bill | $7,522 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 68.451.0130 |
| Primary APN | 68.451.0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,293 sqft Living Area |
| Basement Area | 1,293 sqft |
| Finished Basement | 1,015 sqft |
| Unfinished Basement | 1,015 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,341 sqft (0.28 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 826 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Deck Area | 224 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 49487 |
|---|---|
| Street Address | 431 KEYSTONE DR NE |
| City | PINE ISLAND |
| State | MN |
| Zip | 55963-7593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE CREST 2ND SUB LOT-003 BLOCK-004 DOC#670564 LOT 3 BLK 4 |
| Legal Subdivision | PINE CREST 2ND SUB |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | PINE ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 80800 |
Source: Goodhue County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 431 KEYSTONE DR NE, PINE ISLAND, MN 55963-7593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THINK MUTUAL BANK |
| Jul 13, 2020 | Warranty Deed, Construction Loan |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 2020670564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Dec 22, 2020 |
| Property Address | 431 KEYSTONE DR NE, PINE ISLAND, MN 55963-7593 |
| Document Number | 670564 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 670564 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.28 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 431 KEYSTONE DR NE, PINE ISLAND, MN 55963-7593 |
| Document Number | 670565 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 670565 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Jul 13, 2020 |
| Property Address | 431 KEYSTONE DR NE, PINE ISLAND, MN 55963-7593 |
| Document Number | 665386 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 665386 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $181.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4057 28TH ST NW STE 100, 4057, ROCHESTER, MN 55901-7946 |
| Name | Verified Name |
|---|---|
| Address | 61497 252ND AVE, MANTORVILLE, MN 55955-7035 |
| Investor | Possibly a Property Investor |
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Pine Island City |
| Unified School District | Pine Island Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,522.00 (+6.3%) Homeowner's exemption | $485,400 (+3.23%) Land $105,200 Building $380,200 | $485,400 (+3.23%) Land $105,200 Building $380,200 |
| 2025 | $470,200 (+3.36%) Land $104,000 Building $366,200 | $470,200 (+3.36%) Land $104,000 Building $366,200 | |
| 2023 | $7,076.00 Homeowner's exemption | $454,900 Land $103,600 Building $351,300 | $454,900 Land $103,600 Building $351,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Pine Island serves 3,380 people · EPA ID MN1250012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bevcomm Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
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