431 Jefferson St, Lafayette, LA 70501 Property Records

Lafayette Parish property record for 431 Jefferson St, Lafayette, LA 70501

Property Summary

Property Type	Commercial
Details	1,730 sqft · built 1990
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$310,500 (May 2021)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6039944`

Property Details

APN / Parcel Number

Primary APN	`6039944`

Interior

Building Area	1,730 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	431 JEFFERSON ST
City	LAFAYETTE
State	LA
Zip	70501-7013
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S P LOT 206 & N P LOT 207 OLD CORPORATION
Legal Range	04E
Legal Township	09S
Legal Section	06
Legal Subdivision	VERMILIONVILLE
Legal Lot Number	206-207
Jurisdiction	LAFAYETTE LA
Township / Civil Division	D
Census Block Group	3
Census Block	3016
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lafayette Central Business District listed 2020 · 80 contributing resources · NRIS 100005680

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3924, LAFAYETTE, LA 70502-3924
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Deed Document Number	202124097
Record Updated	Jun 8, 2026

May 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 26, 2021
Property Address	431 JEFFERSON ST, LAFAYETTE, LA 70501-7013
Document Number	202100024097
Map Reference	ENT 1999-00035765
Instrument Date	May 25, 2021
Instrument	2021-00024097
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 BRICE ST, 100, CARENCRO, LA 70520-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3924, LAFAYETTE, LA 70502-3924

Mortgage

Document Number	202100024098
Date	May 26, 2021
Instrument	2021-00024098

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (-0.55%)	$31,891 (-) Land $1,261 Building $30,630	$216,810 (-) Land $12,610 Building $204,200
2023	$3,822.00 (+0.18%)	$31,891 (-) Land $1,261 Building $30,630	$216,810 (-) Land $12,610 Building $204,200
2022	$3,815.00	$31,891 Land $1,261 Building $30,630	$216,810 Land $12,610 Building $204,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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