431 Jay Ave, Elkins, AR 72727 Property Records

Washington County property record for 431 Jay Ave, Elkins, AR 72727

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,183 sqft · built 1991
Lot Size	0.459 acres (20,002 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2021)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`770-17313-000`

Property Details

APN / Parcel Number

Primary APN	`770-17313-000`
Alternative APNs	`742397.0` `60335`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,183 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,002 sqft (0.459 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	736 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 JAY AVE
City	ELKINS
State	AR
Zip	72727-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	28
Legal Township	17
Legal Section	32
Legal Subdivision	LEISURE HEIGHTS
Legal Block	1
Legal Lot Number	12
Jurisdiction	WASHINGTON AR
Township / Civil Division	GOSHEN
Census Block Group	2
Census Block	2017
Census Tract	10112

Owner

431 Jay Ave is owned and occupied by an individual who bought it in January 2021.

Source: Washington County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	431 JAY AVE, ELKINS, AR 72727-8900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Dec 28, 2017 · Amount on File
Deed Document Number	20212420
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Jan 21, 2021
Property Address	431 JAY AVE, ELKINS, AR 72727-8900
Document Number	202100002420
Instrument Date	Jan 18, 2021
Instrument	2021-00002420
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	PCI ADVANCE TITLE LLC, PCI ADANCE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 E J ST, 605, RUSSELLVILLE, AR 72801-4060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 JAY AVE, ELKINS, AR 72727-8900

Mortgage

Document Number	202100002421
Date	Jan 21, 2021
Instrument	2021-00002421

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON AR
Recording Date	Dec 28, 2017
Property Address	431 JAY AVE, ELKINS, AR 72727-8900
Document Number	201700038951
Instrument Date	Dec 26, 2017
Instrument	2017-00038951
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3268 ROSEMARY AVE, 3268, SPRINGDALE, AR 72764-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 JAY AVE, ELKINS, AR 72727-8900

Mortgage

Document Number	201700038952
Date	Dec 28, 2017
Instrument	2017-00038952

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 431 Jay Ave was $1,602.

Source: Washington County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Goshen Town
Unified School District	Fayetteville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,840 (-) Land $9,000 Building $24,840	$169,200 Land $45,000 Building $124,200
2025	$1,602.00	$33,840 Land $9,000 Building $24,840
2023	$1,380.00	$33,840 Land $9,000 Building $24,840	$169,200 Land $45,000 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Jay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Jay Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 76% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE WATERWORKS serves 116,398 people · EPA ID AR0000569
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 35

May also be available: AT&T, Verizon, Windstream.

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