Alexander County property record for 431 Hubbard Rd, Hickory, NC 28601 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,955 sqft · built 1998 |
| Lot Size | 2.22 acres (96,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Feb 2006) |
| Tax Bill | $2,971 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0307103 04962 |
| Primary APN | 0307103 04962 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Lot Area | 96,921 sqft (2.22 acres) |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 307103 |
|---|---|
| Street Address | 431 HUBBARD RD |
| City | HICKORY |
| State | NC |
| Zip | 28601-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3715 SUBMAP 48 BLOCK 7607 (PIN) LL HEFNER B12A 0050 |
| Legal Block | 7607 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40700 |
Source: Alexander County records · APN 0307103 04962
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 HUBBARD RD, HICKORY, NC 28601-8499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on Record |
| Deed Sale | Feb 28, 2006 · Amount on Record |
| Deed Book / Page | 492 / 2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 431 HUBBARD RD, HICKORY, NC 28601-8499 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006340214 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 634/214 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,971.00 (-9.2%) | $428,771 (-) Land $32,835 Building $395,936 | |
| 2025 | $3,272.00 (-8.37%) | $428,771 (-) Land $32,835 Building $395,936 | |
| 2023 | $3,571.00 | $428,771 Land $32,835 Building $395,936 | $428,771 Land $32,835 Building $395,936 |
Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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