431 Howe St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 431 Howe St, Manchester, NH 03103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,508 sqft · built 2006
Lot Size0.101 acres (4,392 sqft)
OwnerIndividual Name on Record
Last Sale$221,200 (May 2007)
Tax Bill$6,142 (2024)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20493056

Property Details

APN / Parcel Number

Primary APN20493056
Alternative APN
  • MNCH M:0291 B:000 L:0020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area2,297 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,392 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number20493056
Street Address431 HOWE ST
CityMANCHESTER
StateNH
Zip03103-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number20
JurisdictionMANCHESTER CITY NH
Township / Civil DivisionMANCHESTER
Census Block Group4
Census Block4012
Census Tract1800

Owner

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address431 HOWE ST, MANCHESTER, NH 03103-5125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2007 · Amount on Record
Deed SaleMay 23, 2007 · Amount on Record
Deed Book / Page7851 / 2460
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CITY NH
Property Address431 HOWE ST, MANCHESTER, NH 03103-5125
Document Number0090450241
Book / Page009045 / 000241
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 HOWE ST MANCHESTER NH 031035125, MANCHESTER, NH 03103-5125

Mortgage

Document Number0090450241
DateJan 23, 2018
Book Page009045/000241
Instrument8003045
Lender
NameST MARYS BK
TypeBank
AddressMANCHESTER, NH 03103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2048

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityManchester City
Unified School DistrictManchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,142.00 (+3.82%)$313,700 (-) Land $83,300 Building $230,400
2023$5,916.00 (+3.39%)$313,700 (-) Land $83,300 Building $230,400$403,845
2022$5,722.00$313,700 Land $83,300 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER WORKS
serves 123,500 people · EPA ID NH1471010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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