Dorchester County property record for 431 High St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,245 sqft · built 1935 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,100 (Dec 2016) |
| Tax Bill | $969 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-112181 |
| Primary APN | 07-112181 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,245 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.116 acres) |
| Deck Area | 48 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 112181 |
|---|---|
| Street Address | 431 HIGH ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 5,040 SQ. FT. 431 HIGH STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dorchester County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3550 PATUXENT RIVER RD, DAVIDSONVILLE, MD 21035-2230 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2016 · Amount on Record |
| Deed Sale | Dec 14, 2016 · Amount on Record |
| Prior Sale | Oct 14, 2016 · Amount on Record |
| Deed Document Number | 20161372-134 |
| Deed Book / Page | 1372 / 134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 431 HIGH ST, CAMBRIDGE, MD 21613-1840 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014390181 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 1439/181 |
| Instrument | 1439-181 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MD 00000 |
| Amount | Amount Recorded |
|---|
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,400 (+13.91%) | $54,000 (+4.65%) Land $6,000 Building $48,000 | |
| 2025 | $969.00 (+14%) | ||
| 2023 | $850.00 | $46,000 | $51,600 Land $6,000 Building $45,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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