431 Haven Dr, Saluda, NC 28773 Property Records

Henderson County property record for 431 Haven Dr, Saluda, NC 28773

Property Summary

Property Type	Vacant Land
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on Record
Last Sale	$590,000 (Feb 2021)
Tax Bill	$826 (2025)
Deeds & Mortgages	Jun 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9594110697`

Property Details

APN / Parcel Number

Primary APN	`9594110697`
Alternative APNs	`0601744` `601744`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Account Number	601744
Street Address	431 HAVEN DR
City	SALUDA
State	NC
Zip	28773-9743
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	601744~R3
Legal Description	LAKE SHEILA LO53 PLC-140
Legal Subdivision	LAKE SHEILA
Legal Block	11
Legal Lot Number	697
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	3
Census Block	3046
Census Tract	932000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 LADSON ST, C, CHARLESTON, SC 29401-2762
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Intrafamily Transfer, Transfer
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	2021945289
Deed Book / Page	3655 / 409
Last Transfer Date	Jun 22, 2021
Transfer Doc	0037380097
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Jun 28, 2021
Property Address	431 HAVEN DR, SALUDA, NC 28773-9743
Document Number	0037380097
Book / Page	3738 / 97
Map Reference	MB 8 PG 9
Instrument Date	Jun 22, 2021
Instrument	956712
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	441 HAVEN DR, SALUDA, NC 28773

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 19, 2021
Property Address	431 HAVEN DR, SALUDA, NC 28773-9743
Document Number	0036550409
Book / Page	003655 / 000409
Instrument Date	Feb 19, 2021
Instrument	945289
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 HAVEN DR SALUDA NC 28773, SALUDA, NC 28773

Mortgage

Document Number	36550413
Date	Feb 19, 2021
Book Page	003655/000413
Instrument	945290

Lender

Name	FIRST CITIZENS BK & TR CO
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-) Land $150,000
2025	$826.00	$150,000 (-) Land $150,000
2023		$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHEILA WATER SYSTEM private · serves 98 people · EPA ID NC0145129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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