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431 Harbour Lights Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 431 Harbour Lights Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,756 sqft Living Area
Lot Size7,626 sqft (0.175 acres)
Garage480 sqft
Pool242 sqft
Tax Bill$5,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN4242-0G-00-0030
Alternative APNs
  • 3214420G000030
  • 5086798.0
  • 5086798

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,756 sqft Living Area
1st Floor1,756 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,626 sqft (0.175 acres)
Depth X Width93 ft x 82 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Exterior Amenities

Pool Area242 sqft Pool
Patio Area518 sqft Patio
PorchOpen Porch
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number5086798.0
Old Parcel Number3214420G000030
Street Address431 HARBOUR LIGHTS DR
CityORMOND BEACH
StateFL
Zip32174-7381
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 HARBOR LIGHTS MB 42 PG 143 PER OR 4652 PG 4073 PER OR 7773 PGS 1251-1253 INC PER OR 7840 PG 3018 PER OR 8125 PG 0323
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionLIGHTS
Legal Lot Number3
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup3
Census Block3004
Census Tract80803

Owner

Source: Volusia County records · APN 4242-0G-00-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address240 LOOKOUT PL, MAITLAND, FL 32751-4492
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed, Transfer
HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE
Nov 10, 2025Land Contract, Transfer
Jul 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 24, 2021Warranty Deed, Transfer
SOUTHERN TITLE HLDG CO LLC
Apr 14, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 13, 2019Warranty Deed, Transfer
GIANNELL TITLE LLC
Nov 13, 2019Warranty Deed, Transfer
GIANNELL TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025
Deed SaleNov 10, 2025
Prior SaleApr 14, 2020 · Amount on Record
Deed Doc Number0087773390
Deed Book / Page8777 / 3390
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionVOLUSIA FL
Recording DateJul 13, 2026
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0000125481
Book / Page8878 / 165
Instrument DateJul 01, 2026
Instrument2026125481
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyHILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transaction

AmountAmount Recorded
Tax$214,786.60
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
InvestorPossibly a Property Investor

November 2025: Land Contract, Transfer

Document TypeLand Contract
JurisdictionVOLUSIA FL
Recording DateNov 10, 2025
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0087773390
Book / Page8777 / 3390
Map ReferenceMB 42 PG 143
Instrument DateNov 05, 2025
Instrument2025210701
Transaction TypeTransfer
Record UpdatedDec 02, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 LOOKOUT PL, MAITLAND, FL 32751-4492
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Transaction TypeMortgage
Record UpdatedOct 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381

Mortgage

Document Number0080901503
DateJul 27, 2021
Book Page8090/1503
Instrument2021-175854
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateSep 24, 2021
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0081250323
Book / Page8125 / 323
Map ReferenceMB 42 PG 143
Instrument DateSep 17, 2021
Instrument2021-228997
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Tax$2,653.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2904 LAURA LYNN LN, 2904, NEWBURGH, IN 47630-8931

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 14, 2020
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0078403018
Book / Page7840 / 3018
Map ReferenceMB 42 PG 143
Instrument DateApr 10, 2020
Instrument2020-071029
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,882.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 BENT OAKS BLVD, 1425, DELAND, FL 32724-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381

Mortgage

Document Number78403020
DateApr 14, 2020
Instrument7840/3020
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 13, 2019
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0077731253
Book / Page007773 / 001253
Instrument DateNov 08, 2019
Instrument223388
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,399.99
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1425 BENT OAKS BLVD DELAND FL 327248061, DELAND, FL 32724-8061

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateNov 13, 2019
Property Address431 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Document Number0077731251
Book / Page007773 / 001251
Instrument DateNov 08, 2019
Instrument223387
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,747.00 (+11.81%)$323,764 (+2.09%) Land $30,443 Building $293,321$323,764 (+2.09%) Land $30,443 Building $293,321
2024$5,140.00 (-9.28%)$317,149 (-10.18%) Land $30,443 Building $286,706$317,149 (-10.18%) Land $30,443 Building $286,706
2023$5,666.00 (+10.58%)$353,088 (+12.91%) Land $30,443 Building $322,645$353,088 (+12.91%) Land $30,443 Building $322,645
2022$5,124.00$312,722 Land $30,443 Building $282,279$312,722 Land $30,443 Building $282,279

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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