Hampden County and Springfield City property record for 431 Hancock St, Springfield, MA 01105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,900 sqft · built 1912 |
| Lot Size | 0.074 acres (3,228 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Aug 2023) |
| Tax Bill | $3,387 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:06250 P:0136 |
| Primary APN | SPRI S:06250 P:0136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,228 sqft (0.074 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 62500136 |
|---|---|
| Street Address | 431 HANCOCK ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 801901 |
431 Hancock St is owned and occupied by two individuals who bought it in August 2023.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 HANCOCK ST, SPRINGFIELD, MA 01105-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Jun 14, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Jun 14, 2019 · Amount on File |
| Deed Book / Page | 25124 / 13 |
| Prior Transfer Date | Jun 13, 2019 |
| Prior Transfer Doc | 0022711-17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 21, 2023 |
| Property Address | 431 HANCOCK ST, SPRINGFIELD, MA 01105-1613 |
| Document Number | 0025124-13 |
| Book / Page | 25124 / 13 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 39030 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 42 ADAMS RD UNIT 23, 23, GREENFIELD, MA 01301-1342 |
| Document Number | 0000039031 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 39031 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 14, 2019 |
| Property Address | 431 HANCOCK ST, SPRINGFIELD, MA 01105-1613 |
| Document Number | 22711-17 |
| Book / Page | 022711 / 000017 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 31967 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FAIRVIEW AVE #2 WEST SPRINGFIELD MA 010893403, 2, WEST SPRINGFIELD, MA 01089-3403 |
| Document Number | 22711-20 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 022711/000020 |
| Instrument | 31968 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
The 2026 property tax bill for 431 Hancock St was $3,387, up 5.2% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,387.00 (+5.15%) | $219,100 (+6.67%) Land $22,300 Building $196,800 | $279,857 (+11.08%) |
| 2025 | $3,221.00 | $205,400 Land $23,100 Building $182,300 | $251,940 (+31.22%) |
| 2024 | $191,995 | ||
| 2023 | $2,823.00 | $165,600 Land $20,600 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Hancock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 431 Hancock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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