431 Hamlet Rd, Harmony, NC 28634 Property Records

Iredell County property record for 431 Hamlet Rd, Harmony, NC 28634 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,686 sqft Heated Area
Lot Size	108,900 sqft (2.5 acres)
Garage	1,304 sqft
Occupancy	Owner Occupied
Tax Bill	$1,750.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4891-45-3160.000`
Alternative APN	`56608000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,686 sqft Heated Area
Gross Area	6,950 sqft Gross Area
1st Floor	2,334 sqft 1st Floor
Basement Area	1,982 sqft Basement
Unfinished Basement	1,982 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	108,900 sqft (2.5 acres)
Lot Width	159 ft Width
Parking Spaces	5 Parking Spaces
Garage Area	1,304 sqft Garage

Exterior Amenities

Deck Area	80 sqft Deck
Patio Area	736 sqft Patio
Porch	Open Porch
Porch Area	530 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	56608000
Street Address	431 HAMLET RD
City	HARMONY
State	NC
Zip	28634-9435
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REAVIS SR 2122
Legal Subdivision	EAGLE MILLS NORTH
Legal Block	45
Jurisdiction	IREDELL NC
Minor Civil Division	EAGLE MILLS
Census Blockgroup	2
Census Block	2051
Census Tract	60801

Owner

Source: Iredell County records · APN 4891-45-3160.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	431 HAMLET RD, HARMONY, NC 28634-9435
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 01, 1995
Transfer Doc	0942001328
Record Refreshed	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	431 HAMLET RD, HARMONY, NC 28634-9435
Document Number	2673280
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 HAMLET RD HARMONY NC 286349435, HARMONY, NC 28634-9435

Mortgage

Document Number	2673280
Date	Jan 27, 2020
Book Page	002673/000280

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 26, 2030

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,750.00	$286,600 (-)	$296,800 (-) Land $40,130 Building $256,670
2024	$1,750.00	$286,600 (-)	$296,800 (-) Land $40,130 Building $256,670
2023	$1,750.00 (+24.47%)	$286,600 (+33.61%)	$296,800 (+34.12%) Land $40,130 Building $256,670
2022	$1,406.00	$214,510	$221,290 Land $27,290 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.