431 H Ave, Coronado, CA 92118 Property Records

San Diego County property record for 431 H Ave, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,006 sqft · built 1944
Lot Size	0.121 acres (5,269 sqft)
Owner	2 Trust Names on File
Last Sale	$2,695,000 (Apr 2026)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`536-282-06-00`

Property Details

APN / Parcel Number

Primary APN	`536-282-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,006 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	5,269 sqft (0.121 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	431 H AVE
City	CORONADO
State	CA
Zip	92118-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 126 LOT 29 LOT 28 & S 5 FT LOT 27 & N 10 FT TR 000376
Legal Subdivision	CORONADO BEACH SOUTH ISLAND
Legal Tract	000376
Legal Block	126
Legal Lot Number	27-29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2016
Census Tract	11100

Owner

431 H Ave is owner-occupied and held in a trust since April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	431 H AVE, CORONADO, CA 92118-1621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 23, 2026	Affidavit of Death of Trustee, Transfer
Apr 23, 2026	Affidavit of Death of Trustee, Transfer
Apr 23, 2026	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Deed Document Number	2026115097
Prior Transfer Date	May 15, 2003
Prior Transfer Doc	0000617350
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	431 H AVE, CORONADO, CA 92118-1621
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 H AVE, CORONADO, CA 92118-1621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043566
Date	Feb 21, 2024
Instrument	2024-0043566

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	431 H AVE, CORONADO, CA 92118-1621
Document Number	0000115096
Instrument Date	Apr 16, 2026
Instrument	2026115096
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	431 H AVE, CORONADO, CA 92118-1621
Investor	Possibly a Property Investor

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	431 H AVE, CORONADO, CA 92118-1621
Document Number	0000115095
Instrument Date	Apr 16, 2026
Instrument	2026115095
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	431 H AVE, CORONADO, CA 92118-1621
Investor	Possibly a Property Investor

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	431 H AVE, CORONADO, CA 92118-1621
Document Number	0000115097
Instrument Date	Mar 24, 2026
Instrument	2026115097
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299,414.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	431 H AVE, CORONADO, CA 92118-1621

Mortgage

Document Number	0000115098,
Date	Apr 23, 2026
Instrument	2026115098

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 431 H Ave was $1,267, up 1.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$67,324 (+2%) Land $49,921 Building $17,403
2025	$1,267.00 (+1.44%) Homeowner's exemption	$66,005 Land $48,943 Building $17,062
2024	$1,249.00 (+1.05%)
2023	$1,236.00 (+1.15%) Homeowner's exemption	$63,444 Land $47,044 Building $16,400
2022	$1,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 H Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 431 H Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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