431 Grove St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 431 Grove St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,066 sqft · built 1979
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Jun 2003)
Tax Bill	$10,945 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`67-09-7142`

Property Details

APN / Parcel Number

Primary APN	`67-09-7142`
Alternative APNs	`FRAM M:067 B:09 L:7142 U:000` `M:368.0 B:0103 L:0018.B` `F_670746_2939130` `9301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	5,931 sqft
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9301
Street Address	431 GROVE ST
City	FRAMINGHAM
State	MA
Zip	01701-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	KENWOOD HOLLISTON CORP
Legal Block	9
Legal Lot Number	7142
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2014
Census Tract	383902

Owner

431 Grove St is owned and occupied by two individuals who bought it in June 2003.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 GROVE ST, FRAMINGHAM, MA 01701-3716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENDERFI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2003 · Amount on File
Deed Sale	Jun 30, 2003 · Amount on File
Prior Sale	Sep 29, 1995 · Amount on File
Deed Document Number	20031731
Transfer Doc	52825-284
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	431 GROVE ST, FRAMINGHAM, MA 01701-3716
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080931-261
Date	Nov 10, 2022
Book Page	80931/261
Instrument	166487

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	431 GROVE ST, FRAMINGHAM, MA 01701-3716
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76926-119
Date	Feb 9, 2021
Book Page	76926/119
Instrument	30292

Lender

Name	LENDERFI INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 431 Grove St was $10,945, up 1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,945.00 (+0.98%)	$925,200 (+1.92%) Land $363,700 Building $561,500	$1,019,698 (+0.04%)
2025	$10,839.00 (+3.53%)	$907,800 (+8.05%) Land $346,300 Building $561,500	$1,019,255 (+2.44%)
2024	$10,469.00 (+2.54%)	$840,200 (+7.72%) Land $308,100 Building $532,100	$994,935
2023	$10,210.00	$780,000 Land $284,200 Building $495,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Grove St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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