Somerset County and Bound Brook Borough property record for 431 Grove Ave, Bound Brook, NJ 08805
| Property Type | Single Family Home |
|---|---|
| Details | 1,198 sqft · built 1958 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (May 2012) |
| Tax Bill | $10,583 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-00057-0000-00015 |
| Primary APN | 04-00057-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,198 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 107 ft deep x 68 ft wide |
| Street Address | 431 GROVE AVE |
|---|---|
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | CODRINGTON PARK |
| Legal Block | 57 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BOUND BROOK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 51200 |
431 Grove Ave is owned and occupied by two individuals who bought it in May 2012.
Source: Somerset County and Bound Brook Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 GROVE AVE, BOUND BROOK, NJ 08805-1622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on File |
| Deed Sale | May 29, 2012 · Amount on File |
| Deed Document Number | 201228619 |
| Deed Book / Page | 6523 / 1281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 431 GROVE AVE, BOUND BROOK, NJ 08805-1622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008976 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 7193/927 |
| Instrument | 2020008976 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Address | BRIDGEWATER, NJ 08807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 431 Grove Ave was $10,583, up 3.9% from the year before.
Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bound Brook Borough |
| Unified School District | Bound Brook Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,700 (+5.67%) Land $257,500 Building $249,200 | $506,700 (+5.67%) Land $257,500 Building $249,200 | |
| 2025 | $10,583.00 (+3.89%) | $479,500 Land $233,700 Building $245,800 | $479,500 Land $233,700 Building $245,800 |
| 2024 | $10,187.00 | ||
| 2023 | $424,400 Land $191,000 Building $233,400 | $424,400 Land $191,000 Building $233,400 | |
| 2022 | $9,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Grove Ave in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1999–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Grove Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T.
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