431 Greystone Dr, Boone, NC 28607 Property Records

Watauga County property record for 431 Greystone Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,463 sqft · built 1999
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Trust Names on File
Last Sale	$107,500 (Oct 2018)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2828-94-8345-000`

Property Details

APN / Parcel Number

Primary APN	`2828-94-8345-000`
Alternative APNs	`1785498` `1865646`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,463 sqft Living Area
1st Floor Area	2,889 sqft
Basement Area	752 sqft
Finished Basement	752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Area	754 sqft
Porch	Porch
Porch Area	518 sqft
Patio Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1865646
Street Address	431 GREYSTONE DR
City	BOONE
State	NC
Zip	28607-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 & 25 GREYSTONE RECOMBINATION
Legal Subdivision	GREYSTONE RECOMBINATION
Legal Lot Number	24-25
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2041
Census Tract	920702

Owner

431 Greystone Dr is owner-occupied and held in a trust since March 2025.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	2018673238
Deed Book / Page	1997 / 178
Last Transfer Date	Mar 18, 2025
Transfer Doc	0024240027
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020280447
Date	May 20, 2019
Book Page	2028/0447
Instrument	679038

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020890052
Date	Apr 28, 2020
Book Page	2089/52
Instrument	689626

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 16, 2018
Property Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Document Number	0019970178
Book / Page	1997 / 0178
Map Reference	MB 12 PG 107
Instrument Date	Oct 11, 2018
Instrument	673238
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 GREYSTONE DR, BOONE, NC 28607-7411

Mortgage

Document Number	0000673239
Date	Oct 16, 2018
Instrument	673239

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0019970182
Date	Oct 16, 2018
Book Page	1997/0182
Instrument	673239

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 6, 2018
Property Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Document Number	0019670422
Book / Page	1967 / 0422
Instrument Date	Apr 6, 2018
Instrument	667611
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	431 GREYSTONE DR, BOONE, NC 28607-7411

Mortgage

Document Number	0019670426
Date	Apr 6, 2018
Book Page	1967/0426
Instrument	667612

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	431 GREYSTONE DR, BOONE, NC 28607-7411
Document Number	0019030673
Book / Page	001903 / 000673
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 GREYSTONE DR BOONE N CAROLINA 28607, CAROLINA, 28607

Mortgage

Document Number	0019030673
Date	Feb 9, 2017
Book Page	001903/000673
Instrument	655496

Lender

Name	BANK OF NC
Type	Bank
Address	THOMASVILLE, NC 27361-1148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 431 Greystone Dr was $3,891, up 3.8% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$990,900 (-3.44%) Land $67,800 Building $923,100
2025	$3,891.00 (+3.79%)	$1,026,200 Land $67,800 Building $958,400
2024	$3,749.00		$990,900 Land $67,800 Building $923,100
2023		$990,900 Land $67,800 Building $923,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 431 Greystone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Greystone Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Skyline Telephone, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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