Chesapeake City property record for 431 Granada Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,581 sqft · built 1987 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Jul 2024) |
| Tax Bill | $6,086 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Jul 2009 Mortgage + 2 more |
| APN | 0583002000360 |
| Primary APN | 0583002000360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,581 sqft Living Area |
| 1st Floor Area | 2,028 sqft |
| Upper Floors Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 177 ft deep x 80 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 468 sqft |
| Deck Area | Deck Area |
| Patio Area | 879 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 GRANADA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 36 LAS GAVIOTAS PH ONE SEC 3A |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21016 |
431 Granada Dr is owned and occupied by an individual who bought it in July 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Jul 21, 2009 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Aug 10, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Nov 16, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on File |
| Deed Sale | Jul 18, 2024 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 202414396 |
| Deed Book / Page | 10767 / 1730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 10039/1952 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 10039/1952 |
| Instrument | 190019938 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 203 Months |
| Due | Jul 22, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007881/294 |
|---|---|
| Date | Jul 21, 2009 |
| Book Page | 7881/294 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006685/180 |
|---|---|
| Date | Aug 10, 2006 |
| Book Page | 6685/180 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 17, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 16, 2021 |
| Property Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Document Number | 10481/655 |
| Book / Page | 10481 / 655 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 210051580 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 GRANADA DR, CHESAPEAKE, VA 23322-8020 |
| Document Number | 210051581 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 210051581 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 431 Granada Dr was $6,086.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,400 (+4.28%) Land $225,000 Building $403,400 | $628,400 (+4.28%) Land $225,000 Building $403,400 | |
| 2025 | $6,086.00 | $602,600 Land $205,000 Building $397,600 | $602,600 Land $205,000 Building $397,600 |
| 2023 | $530,700 (+14.08%) Land $165,000 Building $365,700 | $530,700 (+14.08%) Land $165,000 Building $365,700 | |
| 2022 | $465,200 Land $145,000 Building $320,200 | $465,200 Land $145,000 Building $320,200 | |
| 2019 | $4,174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 431 Granada Dr; there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 5 (2016–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Granada Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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