St. Johns County property record for 431 Gloria St, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,567 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $423,000 (2022) |
| Tax Bill | $5,263.00 (2025) |
| Primary APN | 284145-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,567 sqft Living Area |
| Gross Area | 2,414 sqft Gross Area |
| 1st Floor | 1,567 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 148 ft x 88 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 169 sqft Patio |
| Porch Area | 457 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 431 GLORIA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7835 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13/114-124 REPLAT OF ST AUGUSTINE UNIT TWO LOT 5 BLK 145 OR5599/658 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 19 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 2 REPLAT |
| Legal Block | 145 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 284145-0050
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SUNSHINE BANK |
| Jul 18, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Sep 01, 2017 · Amount on Record |
| Deed Doc Number | 202269996 |
| Deed Book / Page | 5599 / 658 |
| Prior Transfer Date | Apr 18, 2013 |
| Prior Transfer Doc | 0037181872 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Document Number | 0057381570 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 5738/1570 |
| Instrument | 2023027233 |
| Name | SUNSHINE BANK |
|---|---|
| Type | Bank |
| Address | CLEARWATER, FL 33762 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Document Number | 0055990658 |
| Book / Page | 5599 / 658 |
| Map Reference | MB 13 PG 114-124 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022069996 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,961.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 853 W POINTE DR, ASHEVILLE, NC 28806-8100 |
| Name | Verified Name |
|---|---|
| Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Document Number | 0005599660 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 5599/660 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 01, 2017 |
| Property Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Document Number | 0044301625 |
| Book / Page | 4430 / 1625 |
| Map Reference | MB13 PG114-124 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017060972 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PARADISE TITLE OF ST AUGUSTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 GLORIA ST, 431, SAINT AUGUSTINE, FL 32086-7835 |
| Name | Verified Name |
|---|---|
| Address | 431 GLORIA ST, SAINT AUGUSTINE, FL 32086-7835 |
| Document Number | 2017060973 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 2017060973 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2032 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,323 (-3.81%) Land $140,298 Building $249,025 | $389,323 (-3.81%) Land $140,298 Building $249,025 | |
| 2025 | $5,263.00 (+9.87%) Homeowner's exemption | $404,760 (+0.89%) | $404,760 (+0.89%) Land $132,412 Building $272,348 |
| 2024 | $4,790.00 (-7.74%) Homeowner's exemption | $401,209 (+3.12%) | $401,209 (+3.12%) Land $132,412 Building $268,797 |
| 2023 | $5,192.00 (+117.79%) | $389,062 (+87.8%) | $389,062 (+8.08%) Land $132,412 Building $256,650 |
| 2022 | $2,384.00 Homeowner's exemption | $207,163 | $359,983 Land $85,686 Building $274,297 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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